Lithic

Senior Software Engineer, Issuing

Remote

$160,000 – $190,000Compensation
Senior (5 to 8 years)Experience Level
Full TimeJob Type
UnknownVisa
Financial Technology, Payments, FintechIndustries

Position Overview

  • Location Type: Hybrid (NYC area employees) / Work From Anywhere (4 weeks/year)
  • Job Type: Full-time
  • Salary: $160,000 - $190,000 (US candidates)

Lithic creates card issuing and payment infrastructure for technology companies. We help digital banks, fintech companies, and software companies process billions in transactions annually. We are hiring a Senior Software Engineer for our Issuing team to lead Lithic’s next phase of growth. The Issuing team builds and maintains services that manage the entire lifecycle of an account holder and card, including card issuance, physical card manufacturing, digital wallet tokenization, as well as KYB/KYC. Additionally, the Issuing team designs and maintains the stability of Lithic’s API (gateway, SDK), working with other teams to maintain our developer-first brand promise. You will become an expert in the card payments space. The team primarily uses Python and is rapidly adopting Rust.

Requirements

  • Experience shipping in production environments and leading projects
  • Strong distributed system instincts and design skills
  • Experience in or desire to learn Rust
  • Ability to lead cross-functional projects and act as a strong individual contributor
  • Growth mindset and continuous desire to learn and improve
  • An interest in fintech and the payments space is preferred

Responsibilities

  • Lead development of new card and account opening lifecycle features (card issuance, tokenization, physical card manufacturing, KYB/KYC, document collection & applications)
  • Own initiatives from planning to launch, keeping stakeholders informed and aligned
  • Ensure high reliability and availability for Lithic’s API
  • Orchestrate cross-functional teamwork to design standards across all engineering teams
  • Provide expertise to bring industry best practices to our APIs
  • Lead efforts to improve systems and processes within the team
  • Participate in the team on-call rotation

Benefits

  • Health, vision, and dental insurance; HSA Contribution Match
  • Unlimited PTO
  • 401(k) match
  • Voluntary Life Insurance and AD&D
  • 3% cashback on all Privacy purchases
  • 12-weeks fully paid parental leave
  • Work From Anywhere: work from anywhere in the world 4-weeks each year

Company Information

Lithic believes in-person collaboration boosts creativity, communication, and agility. Employees in the NYC area are asked to work from our SoHo office three days a week - Tuesdays and Thursdays are core in-office days - the third is flexible.

In-office employees receive:

  • $50/month towards your commute
  • Free lunch every Tuesday and Thursday

Skills

Python
Rust
Distributed Systems
API Design
Card Issuance
KYB/KYC
Physical Card Manufacturing
Tokenization
SDK

Lithic

Platform for creating and managing card products

About Lithic

Lithic provides a platform for businesses to create and manage their own credit, debit, or prepaid card products. Their system allows companies to issue both virtual and physical cards, manage digital wallets, handle disputes, and set dynamic spending controls. By integrating directly with card networks and utilizing a native core system, Lithic minimizes the need for third-party services, making it easier for businesses to implement and scale their card programs. This approach gives clients more control over their banking relationships and financial operations. Lithic also offers a PCI-compliant solution to safeguard customer data and flexible KYC and KYB modules for easy integration. The company aims to streamline card issuance and management for a wide range of clients, from startups to established businesses.

New York City, New YorkHeadquarters
2014Year Founded
$158.9MTotal Funding
SERIES_CCompany Stage
Fintech, Financial ServicesIndustries
51-200Employees

Benefits

Health Insurance
Dental Insurance
Vision Insurance
Unlimited Paid Time Off
401(k) Company Match
Life Insurance
Employee Discounts

Risks

Increased competition could erode Lithic's market share.
Changes in network policies may impact Lithic's cost structure.
New regulatory requirements could increase operational costs for Lithic.

Differentiation

Lithic offers direct card network integrations, reducing reliance on third-party providers.
The company provides a PCI-compliant iFrame solution to protect customer information.
Lithic's flexible KYC/KYB modules integrate seamlessly with existing setups.

Upsides

Increased demand for virtual cards boosts Lithic's customer base.
Growing interest in embedded finance aligns with Lithic's platform capabilities.
Expansion of digital wallets enhances Lithic's digital wallet control features.

Land your dream remote job 3x faster with AI