Senior Product Manager, Spend Controls and STIP

United States

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Not SpecifiedCompensation

Senior (5 to 8 years)Experience Level

Full TimeJob Type

UnknownVisa

Fintech, PaymentsIndustries

Requirements

Candidates should have 5+ years in product management roles, designing and delivering payment authorization and control solutions. A proven track record of setting product vision and strategy, translating it into a roadmap with rigorous execution, and collaborating with cross-functional teams is required. Strong written and verbal communication skills, proficiency in identifying key metrics, analyzing data, and a "roll up your sleeves" mentality are essential.

Responsibilities

The Senior Product Manager will define and execute a strategy for Spend Controls and Stand-In Processing (STIP) solutions, leading with a compelling product vision and roadmap. They will deeply understand the transaction authorization ecosystem, develop configurable and resilient authorization solutions, and drive the adoption and optimization of these solutions. Responsibilities include representing Marqeta as a thought leader, collaborating with customer-facing and technical teams, creating Product Requirement Documents, delivering customer value iteratively, acting as a technical advisor, and collaborating with go-to-market partners.

Skills

Product Management

Spend Controls

Stand-In Processing (STIP)

Authorization

Transaction Processing

Risk Management

Fraud

Disputes

Payments

Roadmap Development

Cross-functional Collaboration

Regulatory Compliance

Marqeta

Card issuing and payment processing solutions

About Marqeta

Marqeta provides modern card issuing and payment processing solutions in the fintech sector. Its platform allows businesses to create, issue, and manage payment cards tailored to their specific needs, such as expense management and consumer payments. The service operates through an open API, enabling clients to integrate Marqeta's capabilities into their own applications. This flexibility sets Marqeta apart from competitors, as it caters to a diverse range of clients, including financial institutions and tech companies. The company generates revenue primarily through transaction fees each time a card is used, along with potential setup and service fees. Marqeta's ability to quickly adapt to the growing demand for digital payments, especially during the COVID-19 pandemic, has contributed to its significant presence in the market.

Oakland, CaliforniaHeadquarters

2010Year Founded

$526.5MTotal Funding

IPOCompany Stage

Fintech, Financial ServicesIndustries

501-1,000Employees

Benefits

Medical, dental, & vision coverage

Flexible time off

Paid family leave

Pet insurance

401k match

Equity

Monthly stipends

Company recognition & awards

Employee Stock Purchase Program

Risks

Class action lawsuit may harm Marqeta's reputation and investor confidence.

Increased regulatory scrutiny could raise compliance costs for Marqeta.

EWA platforms might disrupt Marqeta's traditional card issuing model.

Differentiation

Marqeta's open API platform allows for highly customizable payment solutions.

The company operates in 40 countries, offering a global card issuing platform.

Marqeta's cloud-based infrastructure enables instant access to scalable payment systems.

Upsides

Partnership with Slope taps into the growing Buy Now, Pay Later market.

Demand for flexible working capital solutions boosts Marqeta's embedded finance offerings.

Smarter AI models enhance Marqeta's payment processing capabilities.

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