Unison

Senior Director of Product Management

San Francisco, California, United States

Not SpecifiedCompensation
Expert & Leadership (9+ years)Experience Level
Full TimeJob Type
UnknownVisa
Fintech, Digital LendingIndustries

Requirements

Candidates must have 10+ years of experience in product management, including at least 5 years in senior leadership roles, and a proven track record of scaling consumer-focused fintech or lending platforms. Strong people leadership skills with experience mentoring PMs, exceptional communication and storytelling abilities, analytical and execution-driven mindset, a proven track record of increasing conversion in a digital marketing funnel for a consumer business, and an agile mindset with comfort in experimentation are required. A strong understanding of mortgage origination and servicing platforms and compliance for mortgage origination and servicing is a bonus. This is a hybrid position requiring 3 full days in either the Omaha, NE or San Francisco, CA office.

Responsibilities

The Senior Director of Product Management will lead the vision, strategy, and execution for Unison’s product portfolio, managing and growing a team of product managers. Responsibilities include defining and communicating a multi-year product vision, translating business objectives into actionable product roadmaps, building and mentoring a high-performing product team, establishing product management best practices, and partnering with engineering, design, and operations for timely launches. The role also involves ensuring product decisions are guided by user insights, data, and compliance requirements, collaborating with various departments for successful product rollouts, acting as a thought partner to executive leadership, and identifying opportunities to improve digital origination, self-service tools, and partner integrations while staying ahead of consumer expectations and technology trends in fintech and digital lending.

Skills

Product Vision
Product Strategy
Product Execution
Product Management
Roadmap Development
Team Leadership
Cross-functional Collaboration
User Insights
Data Analysis
Compliance
Digital Origination
Self-service Tools
Partner Integrations
Fintech
Digital Lending

Unison

Home equity sharing for debt-free financing

About Unison

Unison provides a financial service that allows homeowners to access the value of their home equity without taking on debt. Instead of traditional loans, homeowners can enter into a home equity sharing agreement, where they receive cash in exchange for a portion of their home equity. This means Unison becomes a co-investor in the property, sharing in any future changes in its value. This approach helps homeowners avoid monthly payments and interest, making it easier for them to use the funds for various needs like paying off debt, funding retirement, or starting a business. Unison differentiates itself from competitors by aligning its financial interests with those of the homeowner, as both benefit from the property's appreciation. The company's goal is to make housing more financially accessible and provide homeowners with the flexibility they need to improve their financial situations.

San Francisco, CaliforniaHeadquarters
2004Year Founded
$243.2MTotal Funding
DEBTCompany Stage
Financial Services, Real EstateIndustries
51-200Employees

Benefits

Generous PTO
Parental leave
Volunteer days
100% employer paid health coverage
Additional sick days
$2k yearly learning stipend
Monthly 1/2 day off for development

Risks

Rising interest rates may make traditional refinancing more attractive than home equity sharing.
Increased competition in the home equity sharing market could erode Unison's market share.
Potential regulatory scrutiny could lead to higher compliance costs for Unison.

Differentiation

Unison offers a debt-free alternative to traditional home loans through home equity sharing.
The company aligns its interests with homeowners by sharing in property appreciation or depreciation.
Unison's model allows homeowners to access funds without monthly payments or interest.

Upsides

Unison's securitization of $215 million expands access to institutional investors.
The rise of proptech innovations enhances Unison's customer experience and operational efficiency.
Increased interest in debt-free financing among millennials and Gen Z boosts Unison's market potential.

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