Compliance Analyst, Fraud & Disputes (Contract)
EarnIn$80,000 - $90,000/year
- Full Time
- Junior (1 to 2 years)
$180,000 – $217,000Compensation
Senior (5 to 8 years), Junior (1 to 2 years)Experience Level
Full TimeJob Type
UnknownVisa
Financial ServicesIndustries
Position Overview
- Location Type: Hybrid (San Francisco Bay Area, with monthly travel to Oakland)
- Job Type: Full-time
- Salary: $180,000 - $217,000 (Range – determined based on qualifications, location, and budget)
Earnies is dedicated to making higher education accessible and affordable. We provide financial support and debt management tools to empower students. The Senior Fraud Risk Manager position will report to the Head of Risk & Fraud.
Responsibilities
- Develop and execute fraud prevention strategies to minimize risk while supporting business growth.
- Partner with Fraud Operations to enhance fraud policies, procedures, and controls.
- Lead, mentor, and develop a team of fraud prevention analysts.
- Oversee fraud detection and investigation efforts, collaborating with Operations and Engineering.
- Leverage fraud detection tools, analytics, and models to assess risk and identify trends.
- Provide insights and recommendations to senior leadership.
- Ensure compliance with fraud prevention regulations and conduct risk assessments.
Requirements
- Experience: 8+ years of experience in fraud prevention strategies and analytics for loans or credit cards.
- Leadership: 3+ years of leadership experience managing fraud teams.
- Expertise: Strong expertise in fraud detection, analytics, and emerging fraud trends.
- Data Skills: Proficiency in SQL and Python for data analysis.
- Communication: Excellent communication, problem-solving, and collaboration skills.
- Prioritization: Ability to prioritize and multitask in a fast-paced environment.
- Bonus: Knowledge and experience with laws and regulations designed to protect consumers and businesses from fraud.
Application Instructions
- To apply, please contact the company directly.
Company Information
- Mission: To make higher education accessible and affordable for everyone.
- Products: Private student loans, student loan refinancing, and scholarships.
- Location: San Francisco Bay Area (with monthly travel to Oakland office for team collaboration).
- Pay Philosophy: Compensation is based on a range determined by location, qualifications, internal compensation, and budget.
#LI-JP
Skills
Fraud Prevention
Fraud Detection
Analytics
SQL
Python
Team Leadership
Regulatory Compliance
Risk Assessment
Data Analysis
Emerging Fraud Trends
Earnest
Provides low-interest student and personal loans
About Earnest
Earnest provides financial services focused on student loan refinancing, private student loans, and personal loans. The company uses advanced data analysis and underwriting software to assess each client's financial situation, allowing them to offer low-interest rates tailored to individual needs. Clients can select flexible repayment plans that suit their financial circumstances, making it easier to manage their debt. Unlike many competitors, Earnest continuously adjusts its rates based on market conditions to remain competitive. The goal of Earnest is to help financially responsible individuals effectively manage their educational and personal debt.
San Francisco, CaliforniaHeadquarters
2013Year Founded
$123.5MTotal Funding
ACQUISITIONCompany Stage
Fintech, Financial ServicesIndustries
201-500Employees