PRODUCT MANAGER SENIOR (GESTOR FUNCIONAL) - PLAZO FIJO at Santander

Santiago, Santiago Metropolitan Region, Chile

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Not SpecifiedCompensation

Senior (5 to 8 years)Experience Level

Full TimeJob Type

UnknownVisa

Banking, Financial ServicesIndustries

Requirements

Professional degree in a field relevant to banking
Experience as a product manager, with at least 2-3 years of experience
Desirable proficiency in Excel and spreadsheets
Strong interpersonal skills, analytical capacity, and ability to present confidently in meetings

Responsibilities

Develop and implement the strategy for payment products, ensuring an appropriate product mix for each segment with corresponding value propositions
Manage the customer lifecycle with payment products, focusing on acquisition, activation, engagement, and retention
Execute action plans to meet financial and non-financial goals for payment products
Prepare presentations for committees with various organizational areas and high-level executives (internal and external)
Implement commercial actions related to credit card portfolio and usage, analyzing financial industry dynamics and highlighting business opportunities
Develop financial models for potential strategic agreements and contract conditions with brands/partners
Formulate hypotheses, designs, and execute tests, measuring impact using statistical software, focused on implementations

Skills

Product Management

Excel

Financial Modeling

Statistical Software

Client Segmentation

Payment Products

Commercial Strategy

Hypothesis Testing

Santander

Provides banking, investment, and insurance services

About Santander

Santander Bank provides a variety of financial services to individuals, small businesses, and large corporations in the United States. Its offerings include savings and checking accounts, loans, credit cards, and investment products. The bank also has specialized services through Santander Investment Services and insurance products via Santander Securities LLC. Santander stands out from its competitors by focusing on community growth, committing $13.6 billion to support initiatives like the 'Cultivate Small Business' program, which aids early-stage entrepreneurs, especially from underrepresented groups. The bank generates revenue through interest on loans, service fees, and commissions, while promoting responsible banking practices and financial education. Santander's goal is to empower individuals and businesses, enhance community prosperity, and provide comprehensive financial solutions.

Boston, MassachusettsHeadquarters

1902Year Founded

$75MTotal Funding

POST_IPO_DEBTCompany Stage

Fintech, Financial ServicesIndustries

10,001+Employees

Benefits

Health, dental, & vision

401k

Flexible PTO

Parental & sick leave

Discounts: technology, travel, auto, fitness, & tuition

Risks

ISO 20022 transition may challenge smaller business partners.

'Quishing' attacks pose a growing threat to consumer security.

Openbank faces competition in the U.S. high-yield savings market.

Differentiation

Santander's Openbank offers a 5.00% APY high-yield savings account nationwide.

The bank's Inclusive Communities Plan pledges $13.6 billion for community initiatives.

Santander's ISO 20022 adoption enhances operational efficiency and data management.

Upsides

Openbank's high-yield savings account attracts more U.S. customers.

Santander's renewable energy financing highlights commitment to sustainable investments.

Proactive cybersecurity measures enhance customer trust and protect digital assets.

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