Visa

Product Manager, Lending

Reading, England, United Kingdom

Not SpecifiedCompensation
Mid-level (3 to 4 years), Senior (5 to 8 years)Experience Level
Full TimeJob Type
UnknownVisa
Fintech, Banking, Payments, Financial ServicesIndustries

Requirements

The candidate must be based in the UK and possess a Bachelor's degree with a minimum of 3 years of relevant work experience. A minimum of 2 years of experience in a Lending Product such as Personal Loans, BNPL, Car Loans, or Mortgages is required. Previous experience in an agile environment with tools like Scrum, Kanban, Jira, and Miro is necessary, along with working knowledge of APIs, Postman, and AWS cloud computing. Experience collaborating with technology teams and stakeholders, functional testing, strong communication skills, and a willingness to learn and teach are essential. Native or advanced (C1) English proficiency is also required.

Responsibilities

The Product Manager/Owner will be responsible for understanding business requirements from various stakeholders and evaluating, mapping, and recording intakes to deliver value for the Lending platform's target customer segments. They will generate artifacts like User Stories and Customer Journeys, maintain an organized product backlog and roadmap based on prioritized demands, and build quarterly milestones for timely delivery. This role involves participating in testing and validating features, driving communication and alignment with cross-functional teams and customers, and acting as the primary point of contact for the Lending platform's functional capabilities. The Product Manager/Owner will exercise self-directed leadership within the lending team.

Skills

Product Management
Lending Domain
APIs
Cloud-based Platforms
Microservices
Product Creation
Lifecycle Management
Financial Institutions
Agile

Visa

Global digital payment network provider

About Visa

Visa operates a global digital payment network that facilitates electronic payments for millions of people daily. The company connects consumers, businesses, financial institutions, and governments, allowing them to make transactions using Visa cards. Each time a card is used, Visa earns money through transaction, service, and data processing fees. Unlike many competitors, Visa focuses on expanding access to financial services for underserved communities and supporting local economies. The company's goal is to promote financial inclusivity and drive sustainable commerce, ensuring that more people can participate in the global economy.

San Francisco, CaliforniaHeadquarters
1958Year Founded
$55.8MTotal Funding
ANGEL_INDIVIDUALCompany Stage
Fintech, Financial ServicesIndustries
10,001+Employees

Benefits

Health Insurance.
Life Insurance.
Dental Insurance.
Disability Insurance.
Accidental Death & Dismemberment Insurance.

Risks

CBDCs could reduce reliance on Visa's payment network.
'Buy Now, Pay Later' services may decrease traditional credit card transactions.
Fintech startups offering zero-fee transactions could pressure Visa's revenue model.

Differentiation

Visa operates a global digital payment network connecting millions daily.
The company focuses on financial inclusivity and sustainability in its operations.
Visa collaborates with central banks on Central Bank Digital Currencies (CBDCs).

Upsides

Visa's partnership with fintechs enhances cross-border payment solutions.
Adoption of blockchain technology could revolutionize digital payments.
AI-driven fraud detection systems are reducing fraudulent activities.

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