Senior Credit Risk Manager, Student Loan
EarnestFull Time
Senior (5 to 8 years)
Candidates should possess a Bachelor's degree and a minimum of 3 years of related business line or technology experience, or a combined minimum of 7 years of higher education and work experience. Preferred qualifications include financial services and bank loan industry experience, particularly with Loan IQ, broadly syndicated, private credit, and/or distressed bank loans. Experience with fintech platforms, emerging technologies, SQL, and reporting tools is also preferred, along with knowledge of product design, development best practices, Agile, and Lean principles. Strong verbal and written communication skills are essential.
The Senior Business Analyst will support the delivery and optimization of platforms like Loan IQ for the Loan Agency business. They will collaborate with stakeholders to translate business needs into actionable requirements, analyze workflows, and ensure solutions are technically sound and operationally effective. Responsibilities include supporting vendor platform administration, data validation, testing, defining and prioritizing the product backlog, documenting business processes, creating user stories and use cases, and coordinating with development teams. The role also involves performing business administration for Loan Agency systems, utilizing SQL for data analysis and reporting, supporting system integrations, leading user acceptance testing, and ensuring alignment with business architecture, audit, and internal control standards.
Full-service banking for individuals and businesses
M&T Bank provides a variety of banking services to individuals, small businesses, and larger companies. Their offerings include mortgage assistance, personal and business checking accounts, and mobile banking options. The bank primarily operates in the Northeastern and Mid-Atlantic regions of the United States, emphasizing community engagement and a focus on customer service. M&T Bank's business model is based on traditional banking practices, such as loans, deposits, and investment products, and it generates revenue through interest income and service fees. A key aspect that sets M&T Bank apart from its competitors is its commitment to community involvement, which includes allowing employees to volunteer and supporting local organizations. The recent merger with United Bank, N.A. has further expanded their services and market presence.