Ethos Life

Principal Product Manager, Consumer

United States

Ethos Life Logo
Not SpecifiedCompensation
Senior (5 to 8 years)Experience Level
Full TimeJob Type
UnknownVisa
Insurance, Fintech, InsurtechIndustries

Requirements

Candidates should possess a Bachelor's degree in a related field, along with a minimum of 7 years of product management experience, specifically within the digital consumer space, and a strong understanding of insurance products and consumer behavior. Demonstrated experience in driving user acquisition, engagement, and conversion is essential, as is a proven ability to build and lead high-performing product teams.

Responsibilities

The Principal Product Manager will be responsible for building and overseeing a delightful digital consumer experience, from initial user onboarding to product purchase, focusing on improving user experience and conversion rates. They will also educate consumers on the value of life insurance, take new insurance products to market, and operate with ownership and autonomy, ensuring a seamless and accessible experience for millions of online insurance shoppers.

Skills

Product Management
Consumer Experience Design
Experimentation
Customer Needs Analysis
Creativity
Data-Driven Decision Making
User Advocacy
Business Growth Strategies

Ethos Life

Online life insurance with no medical exams

About Ethos Life

Ethos Life provides life insurance solutions through a fully online platform, making it easier for individuals and families to obtain coverage without the need for medical exams. The application process is streamlined, allowing potential clients to receive instant quotes and often get approved within minutes by answering specific health and lifestyle questions. This approach contrasts with traditional life insurance methods, which can be lengthy and cumbersome. Ethos Life sells term and whole life insurance policies through partner carriers and earns commissions on these sales. Additionally, the company offers complimentary estate planning tools, such as free wills, to enhance the customer experience and set itself apart from competitors. The goal of Ethos Life is to provide straightforward and affordable life insurance options while simplifying the overall process for its customers.

Key Metrics

Austin, TexasHeadquarters
2016Year Founded
$395.4MTotal Funding
SERIES_DCompany Stage
Financial ServicesIndustries
501-1,000Employees

Risks

Departure of key executives like CFO Anan Kashyap may affect financial strategy.
Class action lawsuit under Illinois genetic privacy law could harm Ethos's reputation.
Recent layoffs may indicate financial strain, affecting employee morale and performance.

Differentiation

Ethos Life offers a fully online life insurance application process, eliminating medical exams.
The company provides complimentary estate planning tools, enhancing customer value and experience.
Ethos partners with major insurers like Legal & General America to ensure policy reliability.

Upsides

Growing demand for no-exam life insurance policies boosts Ethos's market potential.
Increased consumer interest in digital insurance solutions aligns with Ethos's tech-driven model.
Partnerships with companies like Ameritas expand Ethos's product offerings and market reach.

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