Payment Network Analyst at Oura

Noida, Uttar Pradesh, India

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Not SpecifiedCompensation

Mid-level (3 to 4 years)Experience Level

Full TimeJob Type

UnknownVisa

Financial Services, FinTech, PaymentsIndustries

Requirements

Bachelor’s degree in Business, Finance, Computer Science, or a related field
3–5 years of experience in payments, card networks, banking, or fintech in an analytical or operational role
Demonstrated experience reading and interpreting card network documentation and operating manuals
Strong understanding of transaction messaging formats (e.g., ISO 8583) and settlement flows
Strong analytical skills with experience in data analysis, transaction flow mapping, and performance metrics
Detail-oriented with strong problem-solving and documentation skills
Familiarity with EMV, PCI-DSS, 3DS, or tokenization frameworks
Skilled in querying and analyzing data using tools like Qlik, Excel, Snowflake or similar platforms
Excellent analytical and communication skills; able to translate complex technical details into clear business insight
Ability to identify payment-related customer pain points by understanding the impact of payment network performance factors such as latency, reliability, and transparency on the customer experience

Responsibilities

Analyze customer behavior, transaction patterns, and payment flow data to identify trends, anomalies, and opportunities for optimization
Interpret and apply card networks (e.g., Visa, Mastercard) rules, regulations, and technical specifications to ensure compliance and improve operations
Support the implementation of new payment features, network certifications, and system updates
Set up and maintain BIN (Bank Identification Number) configurations and tokenization schemes to support new payment programs and initiatives
Coordinate encryption key rotations and certificate renewal requests with internal security teams and external partners, ensuring continuous secure operations
Maintain day-to-day Jira requests, monitor and troubleshoot issues across the payment lifecycle to ensure high system reliability and a seamless customer experience
Recommend process improvements and system enhancements to increase efficiency, reduce risk and improve customer experience
Develop and maintain documentation on network processes, transaction mapping, and exception handling

Skills

Key technologies and capabilities for this role

VisaMastercardPayment NetworksData AnalysisTransaction AnalysisCustomer Behavior AnalysisComplianceNetwork SpecificationsPayment Lifecycle

Questions & Answers

Common questions about this position

What is the work location and schedule for this role?

The position is located in India and is full-time with US business hours from 7am to 3pm CT.

What are the required qualifications for the Payment Network Analyst role?

Candidates need a Bachelor’s degree in Business, Finance, Computer Science, or a related field, plus 3–5 years of experience in payments, card networks, banking, or fintech in an analytical or operational role. Demonstrated experience reading and interpreting network specifications is also required.

What does the Payment Network Analyst role involve?

The role includes analyzing customer behavior and transaction patterns, interpreting card network rules like Visa and Mastercard, supporting new payment features, managing BIN configurations and tokenization, coordinating encryption key rotations, troubleshooting issues, and recommending process improvements.

Is the salary or compensation mentioned for this position?

This information is not specified in the job description.

What experience makes a strong candidate for this role?

Strong candidates will have 3–5 years in payments, card networks, banking, or fintech, with hands-on experience analyzing transaction data, interpreting network specifications, and working with tools like Jira for operational support.

Oura

Wearable health monitoring smart ring

About Oura

Oura offers a smart ring that tracks various health metrics, including sleep patterns, heart rate variability, and physical activity. The ring uses advanced sensors to collect data, which is then analyzed and displayed through a mobile app, providing users with insights to improve their health and lifestyle. Unlike many competitors, Oura focuses on a direct-to-consumer model, selling its rings through its website and collaborating with sports teams and health institutions for additional partnerships. The goal of Oura is to help users, including athletes and those with health conditions, optimize their health through data-driven insights.

Oulu, FinlandHeadquarters

2013Year Founded

$344.1MTotal Funding

SERIES_DCompany Stage

Biotechnology, HealthcareIndustries

501-1,000Employees