[Remote] Financial Analyst at Earnest

San Francisco, California, United States

Earnest Logo
Not SpecifiedCompensation
Junior (1 to 2 years)Experience Level
Full TimeJob Type
UnknownVisa
Financial Services, LendingIndustries

Skills

Key technologies and capabilities for this role

ExcelGoogle SheetsPowerPointFinancial ERP systemsData analysisForecastingData manipulationCross-functional coordinationAttention to detailAutomationFP&A tools

Questions & Answers

Common questions about this position

What is the salary for the Financial Analyst position?

This information is not specified in the job description.

Is this Financial Analyst role remote or hybrid?

The position is hybrid in the San Francisco Bay Area, requiring monthly travel to the Oakland office for collaboration.

What skills are required for the Financial Analyst role?

Required skills include 0-2+ years of finance/accounting experience, high proficiency with Excel, Google Sheets, PowerPoint, and Financial ERP systems, experience with large data sets for trend analysis and forecasting, and ability to lead initiatives with cross-functional coordination.

What is the company culture like at Earnies?

Earnies is dedicated to making higher education accessible and affordable by providing tools for student loan management, refinancing, and scholarships, and is committed to helping students live their best lives free from student debt stress.

What makes a strong candidate for this Financial Analyst position?

Strong candidates have 0-2+ years of finance experience, proficiency in Excel, Google Sheets, PowerPoint, and ERP systems, plus preferred skills like lending industry experience, advanced Excel/PowerPoint, coding in Python/R/SQL, and formula auditing.

Earnest

Provides low-interest student and personal loans

About Earnest

Earnest provides financial services focused on student loan refinancing, private student loans, and personal loans. The company uses advanced data analysis and underwriting software to assess each client's financial situation, allowing them to offer low-interest rates tailored to individual needs. Clients can select flexible repayment plans that suit their financial circumstances, making it easier to manage their debt. Unlike many competitors, Earnest continuously adjusts its rates based on market conditions to remain competitive. The goal of Earnest is to help financially responsible individuals effectively manage their educational and personal debt.

San Francisco, CaliforniaHeadquarters
2013Year Founded
$123.5MTotal Funding
ACQUISITIONCompany Stage
Fintech, Financial ServicesIndustries
201-500Employees

Benefits

Health Insurance
Dental Insurance
Vision Insurance
401(k) Retirement Plan
401(k) Company Match
Home Office Stipend
Phone/Internet Stipend
Tuition Reimbursement
Paid Vacation
Parental Leave
Company Equity

Risks

Increased competition from fintech startups could erode market share.
Rising interest rates may decrease demand for refinancing options.
Potential regulatory changes could increase operational costs.

Differentiation

Earnest uses data-driven underwriting beyond traditional credit scores.
Offers flexible repayment plans tailored to individual financial situations.
Maintains a digital-first approach for loan applications and management.

Upsides

Increased demand for digital financial services boosts Earnest's online platform.
Alternative credit scoring models support Earnest's data-driven approach.
Growing trend of student loan refinancing aligns with Earnest's core offerings.

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