Head of Credit at Aven

Campbell, California, United States

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Not SpecifiedCompensation

Senior (5 to 8 years), Expert & Leadership (9+ years)Experience Level

Full TimeJob Type

UnknownVisa

Fintech, Financial ServicesIndustries

Skills

Key technologies and capabilities for this role

Credit ModelingRisk AnalysisPredictive ModelingStrategic Decision-MakingData ModelingModel Deployment

Questions & Answers

Common questions about this position

What is the salary for the Head of Credit position?

This information is not specified in the job description.

Is this role remote or onsite?

The position is onsite.

What skills and experience are required for this role?

Candidates need 10+ years in consumer credit modeling or risk management, proficiency in SQL and Python, deep knowledge of statistics, experiment design, and machine learning, plus a Master’s or Ph.D. in Computer Science, Mathematics, or EE/ECE from a top-tier institution.

What is the team like at Aven?

The team consists of technology executives from Square, Microsoft, Facebook and finance experts from Discover, CapitalOne, Goldman Sachs, backed by over $250MM in equity funding from top investors like Founders Fund and Sequoia.

What makes a strong candidate for the Head of Credit role?

A strong candidate has 10+ years shaping credit trends in consumer portfolios at major banks or fintechs, is a go-to expert for credit problems, excels at deploying models to production, and thrives collaborating with engineers and data teams.

Aven

Web-based solutions with security focus

About Aven

Aven provides web-based solutions with a strong focus on security and data protection. The company utilizes JavaScript technology to enhance the functionality of its platform, which suggests that it offers interactive and dynamic web services. Aven also employs Cloudflare's challenge-platform, indicating a commitment to safeguarding its website from malicious traffic and ensuring the security of its users' data. Unlike many competitors, Aven's emphasis on security may attract clients who prioritize data protection in their online activities. The goal of Aven is likely to deliver reliable and secure web solutions that meet the needs of its users.

San Francisco, CaliforniaHeadquarters

2019Year Founded

$138.1MTotal Funding

SERIES_DCompany Stage

Enterprise Software, CybersecurityIndustries

51-200Employees

Benefits

Company equity

Remote friendly

Medical, vision, & dental insurance

PTO

Parental leave

Aven Card

Risks

Aven faces a class action lawsuit over a July 2023 data breach.

Rising interest rates could reduce demand for Aven's HELOC Card.

Increased competition from similar fintech products could erode Aven's market share.

Differentiation

Aven offers the world's first home equity-backed credit card.

The Aven HELOC Card combines credit card convenience with home equity benefits.

Aven's product provides lower interest rates than standard credit cards.

Upsides

Aven reached unicorn status with a $142 million Series D funding in July 2024.

The company has issued over $1.5 billion in credit lines since 2022.

Aven has saved customers over $100 million in interest payments to date.

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