M&T Bank

GCM Relationship Manager III - Public Finance

Costa Mesa, California, United States

$60,000 – $90,000Compensation
Mid-level (3 to 4 years), Senior (5 to 8 years)Experience Level
Full TimeJob Type
UnknownVisa
Financial Services, BankingIndustries

Requirements

Candidates must possess a Bachelor’s degree and demonstrate at least 5 years of experience in a financial services role, with a strong understanding of capital markets transactions and client relationship management. Expertise in risk management, regulatory compliance, and operational procedures within the GCM environment is essential.

Responsibilities

The GCM Relationship Manager III will be responsible for managing complex client relationships, overseeing administrative and operational activities for assigned GCM accounts, ensuring compliance with Bank and Division strategic plans, and collaborating with internal and external partners to structure and close GCM transactions. They will also monitor account systems, review and analyze operative documents, resolve issues related to control and client service, participate in sales calls, and manage fee billing and receivables.

Skills

Client Relationship Management
Capital Markets
Risk Management
Regulatory Compliance
Operational Procedures
GCM
Transaction Management
Fee Billing
Account Systems

M&T Bank

Full-service banking for individuals and businesses

About M&T Bank

M&T Bank provides a variety of banking services to individuals, small businesses, and larger companies. Their offerings include mortgage assistance, personal and business checking accounts, and mobile banking options. The bank primarily operates in the Northeastern and Mid-Atlantic regions of the United States, emphasizing community engagement and a focus on customer service. M&T Bank's business model is based on traditional banking practices, such as loans, deposits, and investment products, and it generates revenue through interest income and service fees. A key aspect that sets M&T Bank apart from its competitors is its commitment to community involvement, which includes allowing employees to volunteer and supporting local organizations. The recent merger with United Bank, N.A. has further expanded their services and market presence.

Key Metrics

Buffalo, New YorkHeadquarters
1993Year Founded
IPOCompany Stage
Financial ServicesIndustries
10,001+Employees

Risks

Competition from fintechs could erode M&T Bank's market share among tech-savvy customers.
Integration challenges from the United Bank merger may disrupt operations.
Decreased prime rate could reduce interest income, impacting profitability.

Differentiation

M&T Bank emphasizes community engagement through its charitable foundation and volunteer programs.
The bank offers a wide range of traditional and digital banking services.
Recent merger with United Bank, N.A. expands M&T's market reach and service offerings.

Upsides

M&T Bank's $1.5 billion senior notes offering strengthens its financial position.
Decreased prime rate may attract more borrowers, increasing loan volume.
Shannon Lazare's appointment as New Jersey Regional President enhances local community engagement.

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