Mission Lane

Capital Markets Associate

United States

Not SpecifiedCompensation
Junior (1 to 2 years)Experience Level
Full TimeJob Type
UnknownVisa
Financial Services, FintechIndustries

Position Overview

  • Location Type: Remote
  • Employment Type: Full-time
  • Company: Mission Lane
  • Brief Description: Mission Lane is seeking a Capital Markets Associate to join their Finance team. This role focuses on driving growth, innovation, and scalability through financial analytics, collaborating with various teams to develop portfolio analytics, optimize funding strategies, and execute debt transactions. The company aims to revolutionize access to credit for millions of Americans.

Requirements

  • Experience: 3+ years of relevant experience
  • Financial Modeling Skills: Strong financial modeling skills, with the ability to summarize complex concepts in a clear and concise presentation format for both internal and external partners.
  • Teamwork: Ability to work effectively as a team player, managing multiple projects simultaneously.
  • Attention to Detail: Strong attention to detail for reviewing investor materials, including presentations and legal documents.
  • Project Management: Excellent project management skills to maintain organization and prioritize tasks.
  • Analytical Tools: Comfortable working with large datasets in SQL, Excel, or Python, and a willingness to learn new analytical tools.
  • Interest in Fintech: Strong interest in fintech and a desire to make a significant impact.

Responsibilities

  • Portfolio Analytics: Partner with Credit, Engineering, Data, and Finance teams to build cutting-edge and scalable portfolio performance analytics to support the development of new and existing capital markets partnerships.
  • External Communication: Generate materials to represent the firm’s performance, team, and mission to external parties.
  • Financial Analysis: Build analytical models to evaluate funding needs, optimize debt and equity strategies, and evaluate capital structure decisions.
  • Debt Transactions: Learn and execute private and public debt transactions.
  • Stakeholder Management: Coordinate across cross-functional groups and external stakeholders, including investors, rating agencies, bankers, law firms, and accountants.
  • Relationship Management: Manage existing capital markets relationships, overseeing reporting and compliance requirements, and managing regular credit and operational updates.

Application Instructions

  • (Information not provided in the job description)

Company Information

  • Company: Mission Lane
  • Mission: Revolutionizing access to credit to pave a clear way forward for millions of Americans on the path to financial success.
  • Focus: Serving the 50% of Americans who are not served by traditional financial institutions.

Skills

Financial Modeling
SQL
Excel
Python
Portfolio Analytics
Debt Transactions
Project Management
Analytical Tools
Team Collaboration
Attention to Detail

Mission Lane

Provides transparent credit solutions and education

About Mission Lane

Mission Lane LLC offers credit cards designed to help individuals build or rebuild their credit, particularly those with limited credit history or financial setbacks. Their products feature no hidden fees, no security deposits, and instant approval decisions, making them more accessible than traditional credit cards. The company stands out by providing free access to credit scores and educational resources, helping clients improve their creditworthiness. Mission Lane's goal is to promote responsible credit use by rewarding good financial behavior with higher credit limits over time.

Richmond, VirginiaHeadquarters
2018Year Founded
$687.8MTotal Funding
LATE_VCCompany Stage
Fintech, Financial ServicesIndustries
201-500Employees

Benefits

Full health, dental, and vision benefits
FSA
Paid parental leave
401k with company match
Generous PTO
Flexible work schedule

Risks

Increased competition from fintechs could erode Mission Lane's market share.
Economic downturns may lead to higher default rates, impacting profitability.
Rapid tech advancements require continuous updates, straining Mission Lane's resources.

Differentiation

Mission Lane offers credit cards with no hidden fees or security deposits.
Instant credit card application decisions reduce customer anxiety and waiting times.
Partnership with Plaid enhances access to over 7,000 financial apps and services.

Upsides

Recent $150 million investment supports aggressive expansion and product development.
Credit Builder Account offers unique value with no fees or interest for credit improvement.
Brandon Black's appointment as CEO brings strategic growth and operational excellence.

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