M&T Bank

Dealer Commercial Services Group Manager (Southeast USA)

United States

M&T Bank Logo
$161,715 – $269,525Compensation
Senior (5 to 8 years)Experience Level
Full TimeJob Type
UnknownVisa
Banking, Financial ServicesIndustries

Requirements

Candidates must possess a Bachelor’s degree or four years of relevant experience, along with ten years of commercial lending experience and previous sales management experience. Knowledge of banking credit principles and excellent verbal and interpersonal communication skills are required, as well as strong relationship management skills.

Responsibilities

The Dealer Commercial Services Group Manager will be responsible for growing the net interest income and fee income for the team, managing a staff of relationship managers, providing oversight of negotiations for all transactions, negotiating and approving loans and terms, delivering training and coaching to the team, representing the Bank in civic and community activities, and exercising managerial authority concerning staffing and performance appraisals. The role also involves risk management, staff development, and sales management within the team, with a focus on maintaining credit quality and identifying trends.

Skills

Commercial Lending
Relationship Management
Loan Negotiation
Credit Risk Management
Staff Development
Sales Management
Negotiation
Client Relationship Development

M&T Bank

Full-service banking for individuals and businesses

About M&T Bank

M&T Bank provides a variety of banking services to individuals, small businesses, and larger companies. Their offerings include mortgage assistance, personal and business checking accounts, and mobile banking options. The bank primarily operates in the Northeastern and Mid-Atlantic regions of the United States, emphasizing community engagement and a focus on customer service. M&T Bank's business model is based on traditional banking practices, such as loans, deposits, and investment products, and it generates revenue through interest income and service fees. A key aspect that sets M&T Bank apart from its competitors is its commitment to community involvement, which includes allowing employees to volunteer and supporting local organizations. The recent merger with United Bank, N.A. has further expanded their services and market presence.

Key Metrics

Buffalo, New YorkHeadquarters
1993Year Founded
IPOCompany Stage
Financial ServicesIndustries
10,001+Employees

Risks

Competition from fintechs could erode M&T Bank's market share among tech-savvy customers.
Integration challenges from the United Bank merger may disrupt operations.
Decreased prime rate could reduce interest income, impacting profitability.

Differentiation

M&T Bank emphasizes community engagement through its charitable foundation and volunteer programs.
The bank offers a wide range of traditional and digital banking services.
Recent merger with United Bank, N.A. expands M&T's market reach and service offerings.

Upsides

M&T Bank's $1.5 billion senior notes offering strengthens its financial position.
Decreased prime rate may attract more borrowers, increasing loan volume.
Shannon Lazare's appointment as New Jersey Regional President enhances local community engagement.

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