Customer Service Executive at Tandem Bank

Cardiff, Wales, United Kingdom

Tandem Bank Logo
Not SpecifiedCompensation
Junior (1 to 2 years)Experience Level
Full TimeJob Type
UnknownVisa
Banking, FinTechIndustries

Requirements

  • Team player willing to go the extra mile and handle high call volumes efficiently
  • Positive can-do attitude with a flexible approach to meet business needs
  • Excellent organisational skills to manage tasks in a fast-paced environment
  • Honest, reliable, and committed to delivering high-quality service
  • (Preferred) Experience in financial services, with a strong understanding of relevant regulations and success in customer service and arrears management
  • (Preferred) Proven ability to manage arrears, apply forbearance measures, and identify vulnerable customers
  • (Preferred) Knowledge of FCA rules (including CONC), CCA, GDPR, and delivering fair customer outcomes
  • (Preferred) Understanding of how individual performance impacts wider company objectives in arrears collection

Responsibilities

  • Build trust with customers, providing tailored information and managing inbound communication related to servicing and arrears
  • Ensure accurate issuance of regulatory documentation (e.g., statements, redemption quotes)
  • Identify and refer issues requiring specialist handling (complaints, vulnerability, fraud)
  • Handle customer complaints, investigating and resolving with a focus on fairness
  • Support vulnerable customers and address their specific needs with care
  • Proactively manage arrears, identifying causes and negotiating repayment solutions
  • Conduct Income and Expenditure assessments, making repayment decisions based on TCF principles
  • Ensure compliance with Company standards, FCA regulations, and customer treatment principles
  • Maintain competence through ongoing training and stay updated on regulatory changes
  • Contribute to company objectives, promoting fair customer outcomes and best practices

Skills

Customer Service
Inbound Query Management
FCA Compliance
Regulatory Adherence
Customer Outcomes
Financial Difficulty Support
Operations Support

Tandem Bank

Digital bank offering green financial solutions

About Tandem Bank

Tandem Bank provides digital financial services with a focus on environmentally friendly solutions. It offers a variety of products including personal loans, home loans, mortgages, car finance, and savings accounts, catering to individuals in the UK. The bank's approach to lending emphasizes green initiatives, aiming to minimize the environmental impact of its customers. Tandem generates revenue through interest on loans and fees from savings products. What sets Tandem apart from other banks is its strong commitment to sustainability, demonstrated by financing significant CO2 reductions and collaborating with partners like Oplo and Allium to enhance its green offerings. The goal of Tandem Bank is to provide fair financial solutions while promoting environmental responsibility.

Blackpool, United KingdomHeadquarters
2013Year Founded
$164.3MTotal Funding
GROWTH_EQUITY_VCCompany Stage
Fintech, Social Impact, Financial ServicesIndustries
201-500Employees

Benefits

Paid Vacation
Health Insurance
401(k) Retirement Plan
401(k) Company Match
Flexible Work Hours
Hybrid Work Options

Risks

Competition from digital banks like Monzo and Starling Bank is intensifying.
Regulatory scrutiny on greenwashing claims could challenge Tandem's environmental product claims.
Rising UK interest rates may reduce demand for Tandem's lending products.

Differentiation

Tandem Bank focuses on environmentally friendly financial solutions, setting it apart from competitors.
The bank's community-driven approach involves users in product development, enhancing customer satisfaction.
Tandem's partnerships with Oplo and Allium strengthen its green lending initiatives.

Upsides

Increased demand for sustainable finance aligns with Tandem's green financial products.
Open banking in the UK enhances Tandem's ability to offer personalized services.
UK's net-zero emissions goal supports Tandem's green lending business model.

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