Consultant Senior Banque - CDI - H/F at Tala

Lyon, Auvergne-Rhône-Alpes, France

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Not SpecifiedCompensation

Senior (5 to 8 years)Experience Level

Full TimeJob Type

UnknownVisa

Finance, Energie, Industrie, Transport, LogistiqueIndustries

Requirements

Solid knowledge of retail banking professions (métiers de la banque de détail)
Strong understanding of banking project challenges, IT systems (SI), and data

Responsibilities

Accompany business transformation (transformation métier)
Frame and manage transformation programs in areas such as credit, payments, customer relations, savings, risks, compliance, and management control
Analyze business impacts, define transformation trajectories, and formulate adapted recommendations
Diagnose existing processes (front/middle/back-office), redesign and digitize customer journeys, and implement performance indicators
Contribute to IT projects: urbanization, application trajectories, core banking migration, financial and commercial piloting tools
Participate in designing data-driven solutions and implementing data governance frameworks
Ensure IT security: map existing systems, analyze risks, propose and implement remediation plans to comply with regulatory requirements
Manage complex projects using agile methods or V-cycle, coordinate with business, IT, data, and architecture teams
Monitor delivery, ensuring respect of deadlines, budgets, and quality requirements
Contribute to internal capitalization and innovation

Skills

Key technologies and capabilities for this role

ConsultingTransformation DigitaleManagementInnovationDataCloudApplications Services

Questions & Answers

Common questions about this position

Is this position remote or on-site?

This is an on-site position.

What are the core values of Talan?

Talan's values are engagement, respect, partage, esprit d’équipe, and optimisme.

What skills and expertise are required for this role?

The role requires solid knowledge of retail banking métiers and project, SI, and data challenges, with ability to handle transformation in areas like credit, payments, customer relations, savings, risks, compliance, and management control.

What is the team structure for the Banque team?

You join a specialized, human-sized team within the 'Conseil en transformation' collective of 25 collaborators, focused on banking sector transformations.

What makes a strong candidate for this consultant role?

Strong candidates have solid expertise in retail banking operations and challenges in projects, IT systems, and data, enabling them to lead transformations in key banking areas like credit, payments, and compliance.

Tala

Digital wallet and lending platform for underserved

About Tala

Tala operates as a digital wallet and lending platform that focuses on providing financial services to individuals who are often overlooked by traditional banks. The platform uses artificial intelligence and machine learning to create a personalized financial experience for its users. Customers can access instant credit, transfer money easily, and pay bills all through a single app. Tala's unique data tools allow it to serve a diverse range of customers, including those without access to conventional banking. The company generates revenue through interest and fees on the credit it offers, as well as transaction fees for money transfers and bill payments. Operating in multiple countries across three continents, Tala adapts its services to different markets while aiming to enhance the financial well-being of its users by providing tailored credit lines and financial advice.

Santa Monica, CaliforniaHeadquarters

2011Year Founded

$341.1MTotal Funding

DEBTCompany Stage

Fintech, AI & Machine LearningIndustries

501-1,000Employees

Benefits

Remote Work Options

Flexible Work Hours

Health Insurance

Dental Insurance

Vision Insurance

Life Insurance

Disability Insurance

Risks

Increased competition from Stripe in crypto payments could challenge Tala's market position.

Keytom's launch may attract Tala's crypto-interested customer base, reducing market share.

Apple's NFC chip decision could lead to more competition in the digital wallet space.

Differentiation

Tala uses AI to offer personalized financial experiences to underserved individuals.

The company provides instant credit and expansive bill payment options via a single app.

Tala's proprietary data tools enable services for those without traditional banking access.

Upsides

Integration of stablecoin payments could enhance Tala's transaction speed and cost-effectiveness.

Apple's NFC chip opening may allow Tala to offer more seamless payment options.

Equifax's AI advancements highlight potential for Tala to improve its credit scoring systems.

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