Earnest

Account Executive

United States

Earnest Logo
Not SpecifiedCompensation
Senior (5 to 8 years)Experience Level
Full TimeJob Type
UnknownVisa
Construction, Electrical, Mechanical, HVACIndustries

Requirements

Candidates should possess over five years of relevant business development, sales, or construction experience, along with experience working for a fast-growing startup. A strong understanding of local and regional market players is a plus, and experience with the Construction, HVAC/Mechanical, or Electrical trades is beneficial.

Responsibilities

The Account Executive will build new relationships to generate business for all Ernest business lines, develop and maintain long-lasting relationships with GCs, developers, and other stakeholders, manage the precon process for all relationships and bids, collaborate with the estimating department to prepare and present bids, and manage multiple projects simultaneously from precon through closeout. They will also be responsible for establishing Ernest’s brand in the community and contributing to the company’s growth nationwide.

Skills

Business Development
Sales
Construction
Client Relationship Management
Bid Management
Project Management
Communication Skills
Market Understanding
Trade Knowledge

Earnest

Provides low-interest student and personal loans

About Earnest

Earnest provides financial services focused on student loan refinancing, private student loans, and personal loans. The company uses advanced data analysis and underwriting software to assess each client's financial situation, allowing them to offer low-interest rates tailored to individual needs. Clients can select flexible repayment plans that suit their financial circumstances, making it easier to manage their debt. Unlike many competitors, Earnest continuously adjusts its rates based on market conditions to remain competitive. The goal of Earnest is to help financially responsible individuals effectively manage their educational and personal debt.

Key Metrics

San Francisco, CaliforniaHeadquarters
2013Year Founded
$123.5MTotal Funding
ACQUISITIONCompany Stage
Fintech, Financial ServicesIndustries
201-500Employees

Benefits

Health Insurance
Dental Insurance
Vision Insurance
401(k) Retirement Plan
401(k) Company Match
Home Office Stipend
Phone/Internet Stipend
Tuition Reimbursement
Paid Vacation
Parental Leave
Company Equity

Risks

Increased competition from fintech startups could erode market share.
Rising interest rates may decrease demand for refinancing options.
Potential regulatory changes could increase operational costs.

Differentiation

Earnest uses data-driven underwriting beyond traditional credit scores.
Offers flexible repayment plans tailored to individual financial situations.
Maintains a digital-first approach for loan applications and management.

Upsides

Increased demand for digital financial services boosts Earnest's online platform.
Alternative credit scoring models support Earnest's data-driven approach.
Growing trend of student loan refinancing aligns with Earnest's core offerings.

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