Strategic Product Associate

Position Overview

Hometap is seeking an innovative, analytical, and motivated self-starter to join our Financial Products team as a Strategic Product Associate. In this highly technical role, you will be intimately involved in the modeling, research, and development of new financial products and improvements to existing ones. You will become a subject matter expert on Hometap's financial products, modeling and communicating how they work within the competitive and capital markets landscape. As a key member of an impactful team responsible for executing our financial product roadmap, you will work closely with cross-functional stakeholders to ensure alignment and prioritization within the broader company strategy. This role offers strong visibility and direct exposure to executive decision-makers.

Reports to: Senior Manager, Financial Products

About Hometap

Hometap is a collaborative and passionate company dedicated to creating solutions that help people get more out of homeownership and life. Our flagship product, a home equity investment, empowers homeowners to access their built-up equity to fund important life events without taking on debt. We are recognized as a great place to work by The Boston Globe and Forbes, and have received accolades for our innovation in the fintech space from Inc., HousingWire, and more.

Hometap Benefits:

• Competitive compensation
• Healthcare coverage
• Unlimited PTO
• Generous share package
• Strong culture with team-building opportunities

Responsibilities

• Conduct analysis of financial products, including asset modeling, portfolio performance modeling, business case modeling, and scenario analysis.
• Serve as a subject matter expert on Hometap's financial products, explaining their functionality and market positioning for both homeowners and investors.
• Perform research and development to test hypotheses for new products and product enhancements.
• Contribute to pricing, structuring, and feature decisions to optimize and evolve financial products.
• Develop and maintain processes for tracking, documenting, and synthesizing market trends relevant to Hometap's market position.
• Execute the financial product roadmap, from hypothesis testing to supporting initial launch plans.
• Develop expertise in methodologies and solutions that impact the success of our financial products (e.g., valuation, property type policy).
• Support the creation of investor go-to-market narratives, including the rationale behind product pricing, structure, assumptions, and methodologies.
• Ensure product competitiveness for target homeowners and investors.
• Lead by example and embody Hometap’s values.

Requirements

• 1+ years of relevant experience in consulting, investment banking, product development, or similar roles within fintech or financial services.
• Outstanding modeling, analytical, and critical thinking skills, with the ability to identify and summarize key points in any analysis.
• Empathy and curiosity for homeowner and investor perspectives.
• Proven track record of delivering results through analysis in a fast-paced environment.
• Solutions-oriented approach to complex problems with a strong bias for action.
• Strong cross-functional collaboration skills.
• Clear and effective communication abilities.
• Prioritization skills that balance both short-term and long-term objectives.
• Business acumen that balances pragmatism and analytical rigor.

Application Instructions

Interested in joining us on our mission to make homeownership less stressful and more accessible? We’d love to talk.

Company Information

Here at Hometap, we’re collaborative, passionate, and always ready to roll up our sleeves to create solutions that help people get more out of homeownership — and out of life. Our first product, a home equity investment, gives homeowners the opportunity to quickly access the equity they’ve built in their home to pay for what’s most important to them, from handling debt to finally making much-needed renovations, without taking on debt.

We work hard, and have some fun along the way, too. You don’t have to take our word for it: The Boston Globe and Forbes have recognized us as a great place to work, and we’ve been honored for our commitment to innovation in the fintech space by Inc., HousingWire, and more!

In case you need any more convincing, we also provide competitive compensation, healthcare coverage, unlimited PTO, a generous share package, and a strong culture with plenty of opportunities for team-building and camaraderie.