Financial Analyst
EarnestFull Time
Junior (1 to 2 years)
Candidates should possess at least one year of relevant experience in consulting, investment banking, product development, or similar roles within fintech or financial services, demonstrating outstanding modeling, analytical, and critical thinking skills, including the ability to identify and summarize key points in any analysis. They should also exhibit empathy and curiosity for homeowner and investor perspectives, along with a track record of delivering results through analysis in a fast-paced environment and strong cross-functional collaboration skills.
As a Strategic Product Associate, the individual will be responsible for analysis of financial products, including asset modeling, portfolio performance modeling, and business case modeling, acting as a subject matter expert on Hometap’s financial products and contributing to pricing, structuring, and feature decisions. They will conduct research and development to test hypotheses around new products and product changes, develop and maintain processes to continuously track and synthesize information on market trends, execute on the financial product roadmap, support the creation of investor GTM narrative, and be accountable for product competitiveness for target homeowners and investors.
Provides cash for home equity access
Hometap provides homeowners with a way to access their home equity without selling their property or incurring additional debt. The company offers a lump sum of cash in exchange for a share of the future value of the home, allowing homeowners to unlock up to $600,000 of their equity without monthly payments or interest. Hometap earns revenue by sharing in the appreciation of the home's value when it is sold or when the homeowner repurchases Hometap's share. This approach sets Hometap apart from traditional home equity loans, as it offers a flexible and debt-free solution. The company's goal is to simplify the financial process for homeowners, helping them achieve their financial objectives, such as paying off debt or funding education, while maintaining a high level of customer service.