Manager, Software Engineering
AffiniPay- Full Time
- Junior (1 to 2 years)
The Virtual Cards (VCN) Platform Engineering team at Affirm is responsible for powering Affirm's products that utilize one-time-use cards. These cards enable consumers to leverage Affirm’s financial products at various merchants, including online, in-store, and digital wallets like Apple Pay and Google Pay. The team is critical in enabling Affirm’s network scale by bridging Affirm and external credit networks like Visa.
Provides buy now, pay later financing solutions
Affirm offers point-of-sale financing solutions as an alternative to traditional credit cards. It allows consumers to make purchases and pay over time through installment plans, often without hidden fees or deferred interest. Affirm partners with merchants to integrate its payment solutions into online and in-store shopping experiences, using user-friendly plugins and APIs. The company generates revenue from interest and fees on loans to consumers, as well as fees from merchants for offering its financing options. Affirm also provides a merchant dashboard for transaction processing and promotional tools to help businesses market these financing options effectively. The goal of Affirm is to empower consumers with flexible payment options while providing value to merchants in the e-commerce and retail markets.