Sr. Distinguished Engineer - Card Payments at Capital One

San Francisco, California, United States

Capital One Logo
Not SpecifiedCompensation
Expert & Leadership (9+ years)Experience Level
Full TimeJob Type
UnknownVisa
Banking, FinTech, Card PaymentsIndustries

Requirements

  • Leading expert in domain with ability to devise practical and reusable solutions to complex problems
  • Experience driving innovation at multiple levels to optimize business outcomes and strong technology solutions
  • Ability to promote engineering excellence and balance lending expertise with inclusive environments
  • Skills in leading through technical contribution, including clear communications, code samples, blog posts, and knowledge sharing
  • Specialization in a subject area with organization-wide impact
  • Technical strengths in creativity, influence, and leveraging cutting-edge cloud technology
  • Expertise in non-functional system characteristics such as performance, scalability, and operability
  • Ability to continue learning and injecting advanced technical knowledge
  • Capacity to handle several projects simultaneously while balancing time to maximize impact
  • Experience acting as a role model and mentor in tech communities

Responsibilities

  • Articulate and evangelize a bold technical vision for your domain
  • Decompose complex problems into practical and operational solutions
  • Ensure the quality of technical design and implementation
  • Serve as an authoritative expert on non-functional system characteristics, such as performance, scalability, and operability
  • Continue learning and injecting advanced technical knowledge into the community
  • Handle several projects simultaneously, balancing time to maximize impact
  • Act as a role model and mentor within the tech community, coaching and strengthening technical expertise
  • Define and drive technical strategy and roadmap for systems and platforms powering inbound card and loan capabilities (customer experience, payment profiles, scheduling, fulfillment, money movement rails)
  • Partner cross-functionally with client, cloud infrastructure, and machine learning platform teams to align on and co-develop technical solutions
  • Architect and build highly secure & scalable systems enabling server-driven product experiences across devices with exceptional reliability and availability
  • Design high-throughput systems

Skills

Cloud Computing
Machine Learning
Platform Engineering
Mentoring
Technical Leadership
Payments Systems
Engineering Excellence

Capital One

Offers diverse financial products and services

About Capital One

Capital One provides a variety of financial services aimed at making banking accessible and easy for everyone. The company offers products such as credit cards, savings accounts, car loans, and business checking accounts, catering to both individual consumers and small businesses primarily in the United States. Capital One's approach includes user-friendly banking solutions with no fees or minimums for checking accounts, allowing customers to manage their finances more effectively. They generate revenue through interest on loans, credit card fees, and investment banking services. What sets Capital One apart from its competitors is its strong commitment to financial inclusion and literacy, demonstrated through community partnerships and educational initiatives, such as collaborations with Khan Academy. The company's goal is to create a more inclusive financial system and empower customers with the knowledge and tools they need to make informed financial decisions.

McLean, VirginiaHeadquarters
2014Year Founded
$15.9MTotal Funding
IPOCompany Stage
Fintech, Financial ServicesIndustries
10,001+Employees

Benefits

Medical, Dental, & Vision coverage
Onsite Health Centers
Prescription saving with network of local pharmacies
Stock Purchase Plan
Education Assistance
401(k)
Flexible Spending Accounts
Life and Disability insurance
Generous paid time off + corporate & floating holidays
Registered dieticians on site, cooking classes and free virtual fitness classes
Employee Assistance Program

Risks

Increased competition in subscription management tools may dilute Capital One's advantage.
Over-reliance on partnerships could expose Capital One to technological risks.
Departure of key personnel like Joe Rodriguez may affect risk management continuity.

Differentiation

Capital One offers user-friendly banking with no fees or minimums for checking accounts.
The company partners with Khan Academy to provide financial literacy education.
Capital One is the first major U.S. bank to offer subscription management tools.

Upsides

Capital One's mobile app is a model for secure, user-friendly digital banking.
Data sharing with Worldpay enhances payment security and fraud prevention.
Partnerships with fintechs like Minna Technologies improve customer experience.

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