Software Engineer II, Fullstack - Bank & Payment Services

Canada

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CA$98,600 – CA$133,400Compensation

Mid-level (3 to 4 years)Experience Level

Full TimeJob Type

UnknownVisa

Fintech, Banking, Financial ServicesIndustries

Requirements

Candidates should possess a Bachelor's degree in Computer Science or a related field, or have equivalent practical experience, with at least 2 years of software development experience. Strong computer science fundamentals and problem-solving skills are essential, along with proven teamwork abilities and proficiency in programming languages such as JavaScript, Java, Python, C/C++, or Go. Experience with TypeScript, Node.js, MySQL, Google Cloud Platform, React Native, and React is a plus. The role requires effective communication skills, a positive attitude, the ability to provide and receive constructive feedback, and an understanding of system architecture and component design. Candidates must be based in Ontario or British Columbia, Canada.

Responsibilities

The Software Engineer II, Fullstack will be responsible for the design, development, and maintenance of software powering account setup, card issuing, and money movement for Dave banking products. They will contribute to the design and implementation of robust and secure platforms, engage in full-stack web/mobile application development using JavaScript and TypeScript, and collaborate with product managers and design teams to define feature specifications and build products using frameworks like React and React Native. Additionally, they will work closely with operations and infrastructure teams to build and scale back-end services, and regularly participate in code reviews and other team functions.

Skills

Javascript

Typescript

React

React Native

Backend services

Code reviews

Full stack development

Dave

Mobile app for fee-free financial services

About Dave

Dave is a financial technology company that helps individuals manage their finances through a mobile app. The app offers various financial services, including cash advances on upcoming paychecks without interest or credit checks, which helps users avoid overdraft fees. It targets lower to middle-income individuals who may struggle with traditional banking services, providing a fee-free banking experience with no overdraft, minimum balance, or ATM fees at over 32,000 locations. Dave generates revenue through subscription fees and optional services, such as helping users find side jobs and offering a credit-building service through LevelCredit. The app is designed to be user-friendly and non-judgmental, making it easier for users to navigate their financial lives. Dave's goal is to provide accessible banking services that empower individuals to manage their finances effectively.

West Hollywood, CaliforniaHeadquarters

2016Year Founded

$366MTotal Funding

IPOCompany Stage

Fintech, Financial ServicesIndustries

501-1,000Employees

Benefits

Flexible work hours & remote culture

Medical, dental, & vision

Generous PTO

401k with match

Flexible PTO

All-company in-person events

Risks

FTC and DOJ lawsuits for deceptive practices could harm Dave's reputation and finances.

Regulatory challenges during Frisch's appointment may indicate internal instability.

New CFPB rule might affect Dave's revenue model, impacting financial services offered.

Differentiation

Dave offers fee-free banking services, unlike traditional banks with hidden charges.

The app provides cash advances without interest or credit checks, aiding financial stability.

Dave's 'Side Hustle' feature helps users find additional income opportunities.

Upsides

Participation in Socure's consortium enhances fraud prevention, boosting customer trust.

Kevin Frisch's appointment as CMO may improve brand positioning and customer acquisition.

CFPB's overdraft rule aligns with Dave's model, attracting dissatisfied bank customers.

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