[Remote] Principal Software Engineer - Banking and Money Movement at Marqeta

United States

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Not SpecifiedCompensation

Expert & Leadership (9+ years)Experience Level

Full TimeJob Type

UnknownVisa

Fintech, Banking, Financial ServicesIndustries

Requirements

Candidates must have 10+ years of hands-on software engineering experience, with a proven track record of designing and delivering complex distributed systems at scale. A minimum of 3 years of experience in payments or the FinTech space is required, along with strong proficiency across multiple technology stacks such as Java, Python, and Go. Experience in designing scalable APIs, microservices, and cloud-native applications is essential. The role also requires demonstrated ability to drive architectural decisions, proven leadership in complex initiatives, excellent communication and influencing skills, and experience shaping technical strategy and mentoring senior staff. Familiarity with system reliability, observability, and building secure, maintainable systems is expected, and a strong understanding of financial domain regulatory and security requirements is a plus. Hands-on experience with AWS, Kubernetes, and other modern cloud platforms, as well as Terraform, is considered a plus.

Responsibilities

The Principal Software Engineer will independently identify and deliver software solutions for the Banking and Money Movement Team, owning and delivering projects to meet quarterly goals. Responsibilities include defining and driving the architecture of mission-critical systems, leading large-scale, cross-functional initiatives, and serving as a technical advisor to senior leadership. This role involves raising the technical bar through mentoring engineers, partnering with management on roadmap decisions, and influencing the company's engineering principles and standards. Additionally, the engineer will conduct technical deep-dives for performance improvements, represent engineering in cross-functional forums, and promote engineering quality through clean code, robust testing, and sustainable development practices. Driving innovation and exploring emerging technologies to keep Marqeta at the forefront of industry standards is also a key responsibility.

Skills

Software Architecture

System Design

Scalability

Security

Mentoring

Technical Leadership

Cross-functional Initiatives

Financial Services

Transaction Processing

Payment Systems

Banking Integrations

Reporting

Reconciliation

Marqeta

Card issuing and payment processing solutions

About Marqeta

Marqeta provides modern card issuing and payment processing solutions in the fintech sector. Its platform allows businesses to create, issue, and manage payment cards tailored to their specific needs, such as expense management and consumer payments. The service operates through an open API, enabling clients to integrate Marqeta's capabilities into their own applications. This flexibility sets Marqeta apart from competitors, as it caters to a diverse range of clients, including financial institutions and tech companies. The company generates revenue primarily through transaction fees each time a card is used, along with potential setup and service fees. Marqeta's ability to quickly adapt to the growing demand for digital payments, especially during the COVID-19 pandemic, has contributed to its significant presence in the market.

Oakland, CaliforniaHeadquarters

2010Year Founded

$526.5MTotal Funding

IPOCompany Stage

Fintech, Financial ServicesIndustries

501-1,000Employees