Software Engineer at Parafin

San Francisco, California, United States

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Not SpecifiedCompensation

Mid-level (3 to 4 years), Senior (5 to 8 years), Expert & Leadership (9+ years)Experience Level

Full TimeJob Type

UnknownVisa

Fintech, Financial Services, SoftwareIndustries

Requirements

Candidates should possess a Bachelor’s degree in Computer Science or a related field, and ideally have 3+ years of professional software engineering experience. Strong proficiency in programming languages such as Python, Java, or Go is required, along with experience with cloud technologies like AWS or Google Cloud. Familiarity with relational databases and API design is also expected.

Responsibilities

As a Software Engineer at Parafin, you will be responsible for building, scaling, and maintaining the company’s financial infrastructure, contributing to the development of lending products, designing and building merchant platform systems, and building APIs for partner platforms. You will also work on the merchant decisioning product, identify and implement improvements to the infrastructure, collaborate with team members and stakeholders, and mentor fellow engineers while influencing the strategic direction of the technology stack.

Skills

Software Engineering

Scalable Systems

Python

Financial Infrastructure

API Development

Underwriting

Product Development

System Design

Mentoring

Parafin

Provides embedded financing solutions for businesses

About Parafin

Parafin provides a financing solution designed for online platforms and their merchant partners. The service allows these platforms to offer financing under their own brand, which helps them generate revenue and build loyalty with their merchants. Parafin's offerings include underwriting, funding, go-to-market strategies, servicing, compliance, and customer support. The financing is based on the sales history of the merchants, with no interest, late fees, or credit checks involved. Payments are automated and adjust according to sales, with funds available in as little as one business day. Parafin has partnered with major platforms like Amazon, MindBody, and DoorDash to facilitate quick and flexible financing for various business needs, such as opening new locations or upgrading equipment. The goal of Parafin is to support the growth of businesses by providing accessible financing options that also contribute to the revenue growth of the platforms they partner with.

San Francisco, CaliforniaHeadquarters

2020Year Founded

$184.8MTotal Funding

LATE_VCCompany Stage

Fintech, Financial ServicesIndustries

51-200Employees

Benefits

Competitive salary & equity

Health, dental, & vision

401k plan

Parental leave

Unlimited PTO

Commuter benefits

Daily lunches

Risks

Increased competition in embedded financial services could erode Parafin's market share.

Rapid technological changes may require continuous investment, straining Parafin's resources.

Economic downturns could impact demand for Parafin's services among small businesses.

Differentiation

Parafin offers a full-stack embedded financial infrastructure for small businesses.

The company partners with major platforms like Amazon and DoorDash for financing solutions.

Parafin's model includes underwriting, funding, and compliance, creating a seamless experience.

Upsides

Parafin raised $100M in Series C, boosting its valuation to $750M.

The company has grown volumes by 400% since its Series B in 2022.

Increased demand for embedded finance solutions enhances user engagement and retention.

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