[Remote] Senior Software Engineer, Backend (Merchant Interfaces) at Affirm

United States

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Not SpecifiedCompensation

N/AExperience Level

N/AJob Type

Not SpecifiedVisa

N/AIndustries

Requirements

5+ years of experience as a software engineer
Experience designing, developing, and launching backend systems
Proficiency in one of Python or Kotlin
Familiarity with building blocks of distributed systems, technologies like AWS, MySQL, and Kubernetes
Mastery of taking a simple problem or business scenario into a solution that interacts with multiple software components
Experience with debugging, code reviews, and providing feedback to other engineers
Strong verbal and written communication skills
Ability to navigate a large code base and take ownership of growth
Experience with a simple problem or business scenario into a solution
Comfortable with remote work and occasional on-site work

Responsibilities

Break down larger projects into individual tasks and deliver them in multiple phases
Collaborate with product management, design, and analytics to ensure timely delivery of work
Contribute to the entire API lifecycle, including designing, developing, testing, maintaining, and evolving APIs
Support operations and availability of team artifacts by creating and monitoring metrics
Participate in growth and development activities, such as the interview process
Engage in a sense of community on the team by participating in growth and development activities
Provide feedback to other engineers through code reviews
Navigate a large code base and take ownership of growth
Debug and provide feedback on others' code
Ensure effective collaboration with global engineering team

Skills

Affirm

Provides buy now, pay later financing solutions

About Affirm

Affirm offers point-of-sale financing solutions as an alternative to traditional credit cards. It allows consumers to make purchases and pay over time through installment plans, often without hidden fees or deferred interest. Affirm partners with merchants to integrate its payment solutions into online and in-store shopping experiences, using user-friendly plugins and APIs. The company generates revenue from interest and fees on loans to consumers, as well as fees from merchants for offering its financing options. Affirm also provides a merchant dashboard for transaction processing and promotional tools to help businesses market these financing options effectively. The goal of Affirm is to empower consumers with flexible payment options while providing value to merchants in the e-commerce and retail markets.

San Francisco, CaliforniaHeadquarters

2012Year Founded

$1,113.8MTotal Funding

IPOCompany Stage

Fintech, Financial ServicesIndustries

1,001-5,000Employees

Benefits

Spending wallets: Access tech, food, lifestyle, and family planning wallets for your expenses

Supportive communities: Get involved with our employee resource groups and community groups

Remote-first workforce: If your role is remote, you can set up shop anywhere in your home country

Generous time off: Take the time you need when life happens

Health benefits: Get a plan that fits your needs

Mental healthcare: Take care of your mind with great mental health programs

Parental leave: Birth and non-birth parents get 18 weeks paid leave. Plus, a 4-week return-to-work transition program, at full base pay.

Compensation: We have a simple, flexible, and transparent remote-first compensation structure so you can make the best decisions for yourself and your family.

Away days: We offer 24 company-wide paid days off—which help our teams collectively pause to recharge.

Learning & development: Engage in exciting learning programs to level up your growth.

Risks

Increased CFPB regulation could raise compliance costs for Affirm.

Affirm faces competition from new entrants in the BNPL market.

Reliance on partners like Adyen and Apple poses potential revenue risks.

Differentiation

Affirm offers transparent installment loans with no hidden fees or surprises.

Affirm partners with over 2,000 merchants, including major retail brands.

Affirm's user-friendly APIs enable seamless integration with online and in-store platforms.

Upsides

Affirm's partnership with Adyen expands its reach in North America.

Affirm's $4 billion partnership with Sixth Street boosts financial stability.

Affirm's BNPL services gain traction among high-income consumers.

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