[Remote] Software Engineer at EarnIn

United States

EarnIn Logo
$158,684 – $193,948Compensation
Senior (5 to 8 years), Expert & Leadership (9+ years)Experience Level
Full TimeJob Type
UnknownVisa
Fintech, Financial Services, Payroll ServicesIndustries

Requirements

Candidates must have 3+ years of development experience in a fast-paced environment and a Bachelor's degree in computer science, computer engineering, or a related technical discipline, or equivalent industry experience. Proficiency in modern programming languages such as Go, Python, or C#, along with hands-on experience with relational databases, is required. Excellent written and verbal communication skills and the ability to thrive in a dynamic environment are also essential.

Responsibilities

The Software Engineer will design and build key backend components, including payroll and tax processing engines, ledger services, and pay cycle management. They will develop robust, secure, and optimized features and APIs using C#, and collaborate with product managers and engineers to deliver high-impact features. Responsibilities also include investigating and resolving production issues, conducting code reviews to ensure quality and adherence to best practices, and ensuring the timely delivery of high-quality software features.

Skills

C#
Backend Development
Frontend Development
API Development
Payroll Systems
Tax Processing
Ledger Services
Pay Cycle Management
Root Cause Analysis
Performance Optimization
Security
Maintainability

EarnIn

Provides early wage access without fees

About EarnIn

Earnin allows individuals to access their earned wages before payday without any fees or interest. Users can cash out a portion of their earnings and benefit from features like the "Balance Shield," which helps maintain their bank account balance. Unlike traditional financial institutions, Earnin operates on a model where users choose how much to pay for the service, fostering a community-driven approach. The company's goal is to create a fairer financial system that prioritizes accessibility and mutual support.

Palo Alto, CaliforniaHeadquarters
2012Year Founded
$184.9MTotal Funding
SERIES_CCompany Stage
FintechIndustries
201-500Employees

Benefits

Life in balance - Ten company holidays and flexible time off so you can rest and recharge when you need it most. With pay, no catch.
Family matters - When your family grows, we want your focus on them. Our generous parental leave policy and wellness funds make it easy to put yourself and loved ones first.
Learn & grow - A commitment to career development that includes regular training for team members and managers alike, 360 feedback, and an annual stipend for growth opportunities.
Company culture - Employee Resource Groups provide growth opportunities and allow you to create the company *you* want to work at (more on that below).
Health & wellness - Flexible healthcare options across medical, dental, and vision—and a free Employee Assistance program offering mental health resources and legal advice.
Save & support - Includes Earnin’s 401(K) and FSA plans with tax advantages for retirement, healthcare, and dependent care expenses.

Risks

Legal challenges from deceptive lending allegations could harm Earnin's reputation.
Increased competition in early wage access may impact Earnin's market share.
Reliance on voluntary contributions may not sustain long-term revenue.

Differentiation

Earnin offers fee-free early wage access, unlike traditional payday loans.
Users choose their payment amount, fostering a community-driven financial model.
Balance Shield feature provides automatic deposits to prevent overdrafts.

Upsides

Earnin has facilitated over $15 billion in earnings access since 2013.
Recognition as Best Payments App highlights Earnin's fintech innovation.
Partnerships with gig platforms could expand Earnin's user base.

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