Head of Risk Products at Rain

New York, New York, United States

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Not SpecifiedCompensation

Expert & Leadership (9+ years), Senior (5 to 8 years)Experience Level

Full TimeJob Type

UnknownVisa

Fintech, Stablecoins, PaymentsIndustries

Requirements

10+ years work experience with at least 8+ years in payments risk at a financial technology company, bank, financial services firm, or payments network
Hands on fraud prevention strategy experience
Proven track record of complex problem solving and decision-making skills
Strong analytical skills and team player
SQL and Dashboarding Skills
High EQ and management skills
Desirable but not mandatory: Exposure to B2B credit card programs
Desirable but not mandatory: Cross border payments experience

Responsibilities

Define the multi-year product vision for Rain’s risk ecosystem
Staff and build a world class risk organization to support our rapid growth
Manage vendor relationships and evaluate external risk technology partners
Manage key payments ecosystem partners on all payments risk related functions
Lead creation and optimization of Rain’s risk decisioning systems, scoring models, data pipelines, and automated controls
Partner with engineering and data to define technical requirements for models, rule engines, and alerting systems
Build frameworks for evaluating risk–reward tradeoffs and guide senior leadership through complex decisions
Ensure platform scalability to support new products, geographies, and risk vectors
Work closely with Compliance and Legal to ensure controls support regulatory expectations

Skills

Product Strategy

Risk Management

Payments Fraud

Credit Card Fraud

Identity Management

Account Takeover Prevention

Bot Detection

Vendor Management

Scalable Systems

Cross-functional Collaboration

Rain

Spend management platform for Web3 organizations

About Rain

Rain provides a spend management platform designed specifically for decentralized organizations in the Web3 ecosystem, such as DAOs and blockchain projects. The platform allows these organizations to manage their finances by integrating digital assets with traditional fiat currency systems, enabling seamless transactions. Rain's technology leverages blockchain infrastructure to facilitate instant and secure payments, allowing users to make real-world purchases more quickly than traditional methods. Unlike conventional fintech solutions that rely on outdated systems, Rain focuses on the unique needs of Web3 teams, offering a direct payment pipeline that connects them with vendors. The company's goal is to empower Web3 organizations to operate efficiently while maintaining the ability to transact with traditional merchants globally.

New York City, New YorkHeadquarters

2021Year Founded

$5.8MTotal Funding

SEEDCompany Stage

Fintech, Crypto & Web3Industries

11-50Employees

Benefits

Unlimited Paid Time Off

Flexible Work Hours

Health Insurance

Life Insurance

Equity Plan

Wellness Program

Team Summits

Risks

Nuvei's similar services in Latin America could impact Rain's market share.

Partnership with Portal and PayPal offers alternative payment methods, posing a threat to Rain.

Expansion into Latin America may expose Rain to regulatory challenges.

Differentiation

Rain offers a secure spend management platform for decentralized organizations like DAOs.

Rain leverages blockchain infrastructure for instant and secure transactions.

Rain integrates digital assets with fiat systems for seamless Web3 team operations.

Upsides

Rain's partnership with Paymentology enhances data-driven decision-making and customer experience.

Collaboration with Portal and PayPal can increase Rain's user base.

$6 million seed funding supports expansion in DAO and Web3 sectors.

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