[Remote] Lead Credit Manager, Fraud at Arta Finance

United States

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$204,000 – $240,000Compensation

Senior (5 to 8 years), Expert & Leadership (9+ years)Experience Level

Full TimeJob Type

UnknownVisa

FinTech, Financial ServicesIndustries

Requirements

Strong advanced analytics toolkits (strong SQL, Python) and experience with statistical modeling (regression, GBMs)
B.S. degree in engineering, business, finance, computer science or mathematics
5+ years track record of success in data analytics / credit roles
At least 2+ years focusing on financial fraud strategy and risk management
Relentlessly focused on delivering measurable customer and financial impact
Ability to think both analytically and strategically

Responsibilities

Define the year+ fraud roadmap across account opening, authentication, payments, disputes/chargebacks, and account lifecycle
Partner with Data Science to develop, test, and deploy models (supervised/unsupervised, GBMs) and decisioning logic that perform in real time with tight latency SLAs and clear governance
Build feedback loops that connect labels (chargebacks, returns, SAR outcomes), device/behavioral signals, and manual review outcomes back into models/rules
Set targets and monitor KPIs: fraud loss rate (bps), approval/authorization rate, false-positive rate, customer friction, manual review rate, dispute win rate, and time-to-detect
Stand up dashboards and alerting to detect pattern shifts; lead fast, disciplined response (playbooks, kill switches, rules hot-fixes, targeted experiments)
Partner with Finance to quantify trade-offs (loss vs. conversion vs. cost-to-serve) and to size/sequence investments that drive efficient frontiers
Own a strategic vendor portfolio spanning identity verification, device intelligence, behavioral biometrics, link/graph analysis, consortium data, and payment risk
Run rigorous evaluations: define use-cases, data contracts, and offline/online POVs with clear success metrics (coverage, precision/recall, latency, ROI, TCO)
Negotiate commercial terms and integration plans; rationalize overlap, deprecate low-ROI tools, and design resilient fallback paths
Structure experiments across onboarding flows, risk thresholds, and step-up authentication to reduce fraud without over-rejecting good customers
Challenge existing processes/tools with creative, data-driven improvements to customer experience and operational efficiency (e.g., reviewer tooling, queue design, auto-adjudication)
Partner closely with Product, Engineering, Data Science, Operations, and Compliance/Legal to design controls, implement monitoring, and meet partner bank/regulatory expectations
Translate complex analytical insights and threat intel into crisp recommendations that influence exec decisions and cross-functional roadmaps

Skills

Fraud Strategy

Machine Learning

Data Science

GBMs

Real-time Models

Decisioning Logic

KPIs

Dashboards

Alerting

Identity Verification

Authentication

Payments

Chargebacks

Arta Finance

Provides personalized investment strategies and services

About Arta Finance

Arta Finance provides tailored investment solutions for a variety of clients, including individual investors and institutional entities. The company focuses on creating personalized investment strategies that align with the specific financial and tax needs of its clients. Revenue is generated primarily through management fees for overseeing investment portfolios and transaction fees for executing trades. Arta Finance promotes a client-centric approach, encouraging clients to evaluate investment opportunities based on their own objectives and risk tolerance. While the company offers expert advice, it does not guarantee the success of its strategies, emphasizing the risks involved in investing. Additionally, it advises clients to consult tax professionals to consider tax implications before making investment decisions.

Mountain View, CaliforniaHeadquarters

2021Year Founded

$87.5MTotal Funding

SERIES_ACompany Stage

Financial ServicesIndustries

51-200Employees

Benefits

Health insurance

High deductible health plan available with HSA contribution

Complimentary one medical membership

20 weeks of parental leave

15 days PTO annually

National & company holidays

Risks

Increased competition from other AI-driven wealth management platforms could dilute market share.

Global expansion may expose Arta Finance to geopolitical risks and regulatory challenges.

Partnerships with large entities like Google Cloud may lead to dependency risks.

Differentiation

Arta Finance democratizes wealth management using AI, making it accessible to more people.

The company offers personalized investment strategies tailored to individual client needs.

Arta Finance partners with tech giants like Google Cloud to enhance platform scalability and security.

Upsides

AI-driven personalization in wealth management is gaining traction, benefiting Arta Finance.

The demand for digital wealth management platforms is projected to grow significantly by 2030.

Arta's global expansion, including Singapore, positions it as a leader in digital wealth management.

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