Risk Operations Analyst II - Remote at PayNearMe

New York, New York, United States

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Not SpecifiedCompensation

Senior (5 to 8 years), Expert & Leadership (9+ years)Experience Level

Full TimeJob Type

UnknownVisa

Financial Services, Payments TechnologyIndustries

Requirements

Candidates should possess 5-10 years of experience in risk management within the payments or financial services sectors. A strong background in fraud analysis and research, utilizing tools like Accertify, is required. Excellent client-facing communication skills and robust analytical expertise are essential. Familiarity with BI tools such as Looker, Dataiku, SQL, and Excel/Google Suite is also necessary.

Responsibilities

The Risk Operations Analyst II will monitor and analyze transactions for fraudulent activity using advanced tools and techniques. They will provide advanced risk services to clients, including support for RFIs, limits adjustments, and merchant underwriting. Responsibilities include resolving client and platform risk events, investigating suspicious activity, and consulting with clients on risk appetite strategies. The role also involves generating and analyzing BI and custom reports, documenting policies and procedures, identifying opportunities for process and product improvement, evaluating third-party vendors, and ensuring compliance with regulatory requirements.

Skills

Fraud Detection

Risk Management

Data Analysis

Client Communication

Payments Industry

Financial Services

Accertify

Rules-based Risk Engines

PayNearMe

Flexible payments platform for diverse transactions

About PayNearMe

PayNearMe provides a payments platform that allows customers to pay in various ways, including cards, ACH transactions, cash, and mobile payment methods like PayPal and Venmo. The platform is designed to enhance the payment experience for both customers and businesses, making it easy for clients such as consumer lenders and online gaming companies to collect payments. PayNearMe stands out by offering a secure cash payment service at over 60,000 retail locations, which simplifies the payment process for users who prefer cash. Additionally, the platform utilizes artificial intelligence to personalize customer experiences and improve bill pay. The company's goal is to create a seamless and user-friendly payment experience while generating revenue through fees charged to businesses for processing payments.

Santa Clara, CaliforniaHeadquarters

2009Year Founded

$156.1MTotal Funding

SERIES_DCompany Stage

Fintech, AI & Machine LearningIndustries

201-500Employees

Benefits

Professional Development Budget

Risks

Emerging fintech startups could erode PayNearMe's market share with similar solutions.

Regulatory scrutiny may increase compliance costs for PayNearMe.

Partnership with Trustly exposes PayNearMe to open banking data privacy risks.

Differentiation

PayNearMe offers a wide range of payment options, including cash and digital wallets.

The platform integrates AI to enhance personalized customer experiences and improve payment solutions.

Partnerships with companies like Trustly and PayPal expand PayNearMe's payment capabilities.

Upsides

The rise of BNPL services presents an opportunity to expand PayNearMe's payment options.

Increasing mobile wallet usage allows PayNearMe to enhance its mobile-first payment methods.

Open banking regulations in the US offer new integration opportunities for PayNearMe.

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