Gravie

Product Owner, Underwriting Tools

Remote

Not SpecifiedCompensation
Mid-level (3 to 4 years), Senior (5 to 8 years)Experience Level
Full TimeJob Type
UnknownVisa
Insurance, Health InsuranceIndustries

Requirements

Candidates must have a Bachelor's degree and at least 4 years of experience collaborating across functions, including engineering, design, and insurance subject matter experts, in a Product Owner or adjacent role. A minimum of 2 years of experience managing structured prioritization processes and interacting with technology teams is required. Familiarity with underwriting technology or Insurtech, proficiency with tools like Jira, experience managing third-party vendor relationships, strong project management skills, and an understanding of the complete Software Development Process are preferred.

Responsibilities

The Product Owner will develop and execute the vision, strategy, and roadmap for pricing-related product investments used in Gravie’s underwriting processes. They will bring technical expertise to the team, drive innovation, and establish OKRs and KPIs to measure business impact. The role involves partnering with engineering, product managers, and business stakeholders to understand user needs and deliver functionality, defining detailed product requirements, and communicating them clearly. Additionally, the Product Owner will apply Agile methodologies, use tools like Jira for backlog management and prioritization, ensure compliance with laws and regulations, and perform other assigned duties.

Skills

Product Ownership
Roadmap Development
Prioritization
Agile Methodologies
Jira
User Research
KPIs
OKRs
Underwriting
Pricing
Technical Expertise
Stakeholder Management

Gravie

Health benefits and insurance solutions provider

About Gravie

Gravie provides health benefits by offering straightforward and affordable health plans, primarily targeting individuals and small to midsize businesses. Their main product, Comfort, stands out because it has no deductible and no copays for most common healthcare services, allowing members to access care without unexpected costs. Additionally, Comfort includes virtual care options for musculoskeletal and mental health issues. Gravie also offers a payment solution called Gravie Pay, which enables members to pay for healthcare expenses interest-free, further easing financial stress. Unlike traditional health plans, Gravie claims that Comfort members save on out-of-pocket costs, and employers switching to Gravie often see lower premium expenses. The company has a high retention rate, indicating that many employees choose to continue with the Comfort plan in subsequent years. Gravie's goal is to simplify health benefits and reduce the financial burden of healthcare for its members.

Minneapolis, MinnesotaHeadquarters
2013Year Founded
$333.3MTotal Funding
DEBTCompany Stage
Fintech, HealthcareIndustries
201-500Employees

Benefits

Health Insurance
401(k) Retirement Plan
401(k) Company Match
Paid Holidays
Paid Vacation
Paid Sick Leave
Flexible Work Hours
Paid Parental Leave
Wellness Program
Alternative Medicine Coverage
Cell Phone Reimbursement
Transportation Perks
Education Reimbursement
Paid Paw-ternity Leave

Risks

Potential backlash from traditional insurers could increase competition or lobbying.
Rapid ICHRA adoption may invite regulatory scrutiny or changes.
Aggressive expansion strategy could strain resources and lead to inefficiencies.

Differentiation

Gravie's Comfort plan offers zero deductibles and copays, unlike traditional health plans.
Gravie Pay provides interest-free payment solutions, reducing financial burdens for members.
Focus on virtual healthcare services enhances accessibility and member satisfaction.

Upsides

Increased ICHRA adoption since 2020 expands Gravie's market opportunities.
Comfort plan's zero-deductible model attracts cost-conscious employers and employees.
Virtual healthcare services align with rising demand, boosting member engagement.

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