Senior Risk Analyst
SignifydSalary not specified
Full Time
Senior (5 to 8 years)
Principal Risk Associate, Premium Products & Experiences | Retail Bank at Capital One
McLean, Virginia, United States
Not SpecifiedCompensation
Senior (5 to 8 years)Experience Level
Full TimeJob Type
UnknownVisa
Retail Banking, Financial ServicesIndustries
Requirements
- At least 2 years of experience in project, process, program, or risk management
- Preferred: 3+ years of experience in project, process, program, or risk management
- Preferred: 2+ years of experience in presenting to senior leadership
Responsibilities
- Support a fast-growing business through product development lifecycle from ideation to execution (domestic and international)
- Advise and consult with risk and business teams to develop well-designed products, processes, supporting technologies, and implement risk management practices; support business partners to drive risk/return trade-off decisions
- Partner closely with the Capital One Lounges team to lead and deliver on the well-managed agenda
- Establish and maintain positive working relationships with product owners, process managers, compliance advisors, legal counsel, auditors, and other risk associates (e.g., Capital One Lounges and PPX Technology Risk team)
- Manage multiple tasks and meet deadlines, independently and with team collaboration
- Oversee Capital One Lounges risk event remediation and complaints impacting customers from process breakdowns or other problems, helping develop permanent corrective actions
- Work across the division to execute first line risk assessments, consult on effective challenge, and assist with establishing risk mitigation plans
- Participate in or lead risk forums and contribute to continuous improvement of risk management practices
- Stay abreast of the changing regulatory environment (domestic and international) and understand impacts to supported business areas
- Review, analyze, assess risk, document effective controls to cover gaps, enhancing control suite effectiveness (CSE)
- Handle other risk efforts, including Audit/Exam support, Control testing, RMAP coverage, Hosting Office Hours with Legal and Compliance, and supporting business on everyday risk management areas
- Lead ad-hoc projects to improve processes or control environment to mitigate risks (e.g., execution errors)
Skills
Risk Management
Project Management
Analytical Skills
Communication Skills
Stakeholder Management
Product Development
Process Design
Compliance
Risk Assessment
Event Remediation
Capital One
Offers diverse financial products and services
About Capital One
Capital One provides a variety of financial services aimed at making banking accessible and easy for everyone. The company offers products such as credit cards, savings accounts, car loans, and business checking accounts, catering to both individual consumers and small businesses primarily in the United States. Capital One's approach includes user-friendly banking solutions with no fees or minimums for checking accounts, allowing customers to manage their finances more effectively. They generate revenue through interest on loans, credit card fees, and investment banking services. What sets Capital One apart from its competitors is its strong commitment to financial inclusion and literacy, demonstrated through community partnerships and educational initiatives, such as collaborations with Khan Academy. The company's goal is to create a more inclusive financial system and empower customers with the knowledge and tools they need to make informed financial decisions.
McLean, VirginiaHeadquarters
2014Year Founded
$15.9MTotal Funding
IPOCompany Stage
Fintech, Financial ServicesIndustries
10,001+Employees
Benefits
Medical, Dental, & Vision coverage
Onsite Health Centers
Prescription saving with network of local pharmacies
Stock Purchase Plan
Education Assistance
401(k)
Flexible Spending Accounts
Life and Disability insurance
Generous paid time off + corporate & floating holidays
Registered dieticians on site, cooking classes and free virtual fitness classes
Employee Assistance Program
Risks
Increased competition in subscription management tools may dilute Capital One's advantage.
Over-reliance on partnerships could expose Capital One to technological risks.
Departure of key personnel like Joe Rodriguez may affect risk management continuity.
Differentiation
Capital One offers user-friendly banking with no fees or minimums for checking accounts.
The company partners with Khan Academy to provide financial literacy education.
Capital One is the first major U.S. bank to offer subscription management tools.
Upsides
Capital One's mobile app is a model for secure, user-friendly digital banking.
Data sharing with Worldpay enhances payment security and fraud prevention.
Partnerships with fintechs like Minna Technologies improve customer experience.
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