Senior Loan Officer, Mortgage
Goodleap- Full Time
- Mid-level (3 to 4 years)
Candidates should possess an Associate’s degree or two years of equivalent work experience, along with two to three years of prior mortgage processing or underwriting experience. Strong PC skills, including proficiency in Excel, Word, Email Platform, and Adobe, are required. Knowledge of Product, Investor, and Compliance Requirements is preferred, as is the ability to make sound decisions based on information provided.
The Mortgage Processor III (Safe Act) will maintain effective communication with all parties involved in a new loan application, work with internal and external organizations to obtain processing documentation, monitor and analyze credit reports and verifications, notify parties of irregularities, prepare and mail commitment letters, review title and homeowner’s insurance, and ensure adherence to all regulatory requirements and guidelines. They will also scrutinize loan applications to assess qualification, restructure loans, review and accept loan conditions, and prepare regulatory documents, adapting to new policies and procedures to improve processes and workflow.
Full-service banking for individuals and businesses
M&T Bank provides a variety of banking services to individuals, small businesses, and larger companies. Their offerings include mortgage assistance, personal and business checking accounts, and mobile banking options. The bank primarily operates in the Northeastern and Mid-Atlantic regions of the United States, emphasizing community engagement and a focus on customer service. M&T Bank's business model is based on traditional banking practices, such as loans, deposits, and investment products, and it generates revenue through interest income and service fees. A key aspect that sets M&T Bank apart from its competitors is its commitment to community involvement, which includes allowing employees to volunteer and supporting local organizations. The recent merger with United Bank, N.A. has further expanded their services and market presence.