menedżer klienta agro at Santander

Inowrocław, Kuyavian-Pomeranian Voivodeship, Poland

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Not SpecifiedCompensation

Mid-level (3 to 4 years), Senior (5 to 8 years)Experience Level

Full TimeJob Type

UnknownVisa

Bankowość, RolnictwoIndustries

Requirements

Minimum 5 years of experience in customer service for SMEs in the agricultural sector (finance area)
Very good knowledge of the agricultural market
Values contact with people and long-term relationships based on trust
Likes working in a team and achieving jointly set goals
Knowledge in financial analysis of agricultural farms
Minimum 5 years of experience in lending to agricultural sector clients
Broad knowledge of standards, processes, procedures, and banking products and services, especially those targeted at the agricultural sector
Experience in structuring financing for investments in the agricultural sector
Experience in financing agricultural farms with public funds support (preferential loans, PROW and KPS investments)
Experience in cooperation with agricultural organizations (Agricultural Advisory Centers and other industry organizations)
Minimum secondary education
Analytical skills
Ability to build long-term relationships with clients
Category B driving license

Responsibilities

Acquiring clients from the agricultural sector for cooperation
Full diagnosis of client needs (including short- and long-term perspectives), matching the bank's offer with appropriate financing structure
Structuring transactions and preparing credit recommendations for agricultural sector clients
Scheduling meetings at the client's premises to understand the specifics of the agricultural farm operations
Presenting solutions to clients based on information from banking systems and available tools
Providing information on the current offer of banking and leasing products and services targeted at the agricultural sector
Organizing acquisition meetings
Initiating changes to improve/adapt products/services/processes to client needs and increase bank competitiveness
Realizing goals and tasks while supporting the results of the entire team and region
Ensuring the accuracy, quality, and completeness of client data in banking IT systems
Current and systematic registration of client contacts in the system
Offering and promoting banking and leasing products for agricultural sector clients

Skills

Key technologies and capabilities for this role

obsługa klienta MŚPsektor rolnyanaliza finansowa gospodarstw rolnychkredytowanie sektora rolnegostrukturyzowanie finansowania inwestycji rolnychkredyty preferencyjnePROWKPSprodukty bankowe sektor rolnyrelacje z klientamipraca zespołowa

Questions & Answers

Common questions about this position

What employment contract can I expect for this role?

The position offers an employment contract (first for 12 months, with the possibility of an indefinite contract after the onboarding period).

Is this a remote position or does it require travel?

The role involves mobile work with agricultural sector clients, including scheduling meetings at client sites to understand farm operations.

What experience and skills are required for this agro client manager position?

Candidates need at least 5 years of experience in serving SME clients in the agricultural sector (finance area), 5 years in crediting agricultural clients, very good knowledge of the agricultural market, financial analysis of farms, and building long-term client relationships. Additional requirements include a driver's license category B and analytical skills.

What is the company culture like at Santander for this role?

The company values relationships with people, diversity among employees, teamwork to achieve shared goals, and providing the best financial experience for agricultural clients.

What makes a strong candidate for this position?

Strong candidates have experience in structuring financing for agricultural investments, working with public funds (preferential loans, PROW, KPS), collaborating with agricultural organizations, and deep knowledge of banking products for the agricultural sector.

Santander

Provides banking, investment, and insurance services

About Santander

Santander Bank provides a variety of financial services to individuals, small businesses, and large corporations in the United States. Its offerings include savings and checking accounts, loans, credit cards, and investment products. The bank also has specialized services through Santander Investment Services and insurance products via Santander Securities LLC. Santander stands out from its competitors by focusing on community growth, committing $13.6 billion to support initiatives like the 'Cultivate Small Business' program, which aids early-stage entrepreneurs, especially from underrepresented groups. The bank generates revenue through interest on loans, service fees, and commissions, while promoting responsible banking practices and financial education. Santander's goal is to empower individuals and businesses, enhance community prosperity, and provide comprehensive financial solutions.

Boston, MassachusettsHeadquarters

1902Year Founded

$75MTotal Funding

POST_IPO_DEBTCompany Stage

Fintech, Financial ServicesIndustries

10,001+Employees

Benefits

Health, dental, & vision

401k

Flexible PTO

Parental & sick leave

Discounts: technology, travel, auto, fitness, & tuition

Risks

ISO 20022 transition may challenge smaller business partners.

'Quishing' attacks pose a growing threat to consumer security.

Openbank faces competition in the U.S. high-yield savings market.

Differentiation

Santander's Openbank offers a 5.00% APY high-yield savings account nationwide.

The bank's Inclusive Communities Plan pledges $13.6 billion for community initiatives.

Santander's ISO 20022 adoption enhances operational efficiency and data management.

Upsides

Openbank's high-yield savings account attracts more U.S. customers.

Santander's renewable energy financing highlights commitment to sustainable investments.

Proactive cybersecurity measures enhance customer trust and protect digital assets.

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