Manager, Vertical Risk Management at Capital One

Toronto, Ontario, Canada

Capital One Logo
Not SpecifiedCompensation
Senior (5 to 8 years)Experience Level
Full TimeJob Type
UnknownVisa
Banking, Financial ServicesIndustries

Requirements

  • Basic Qualifications:
  • Bachelor's degree
  • 5+ years of experience in risk management, compliance, audit or management consulting
  • A solid understanding of risk management and governance principles (i.e., three lines of defense model and risk framework principles)
  • Demonstrated business maturity with the ability to effectively communicate and influence stakeholders within all levels of the organization
  • The ability to build and maintain positive relationships with stakeholders across the organization
  • The ability to distill complex information into a clear and concise narrative
  • The ability to work autonomously, and use judgement to create clear recommendations and outcomes
  • Solid analytical and investigative skills with the ability to generate innovative ideas, insights, and opinions
  • The ability to organize, prioritize, and manage multiple projects and deliverables
  • Passionate about risk management, problem solving, and making things better
  • Preferred Qualifications:
  • Certification in Risk Management (CRM)
  • Experience in a Regulatory Environment
  • Experience in Risk Consulting, Compliance, Operational Risk Management, Enterprise Risk Management or Audit
  • SQL / Data visualization skills
  • Experience working with industry frameworks (e.g. ISO 31000 and/or COSO)

Responsibilities

  • Support the Canada Business by identifying and managing the risks inherent in business activities, products, and processes
  • Be a key advisor to business partners and stakeholders by providing risk guidance through applying thought leadership and sharing risk insights
  • Be at the forefront of identifying emerging risks and trends to proactively support the business’ well managed agenda
  • Engage in risk and control assessments on critical business processes, products, and new initiatives to identify risks and work with key stakeholders to mitigate and remediate as appropriate
  • Collaborate with second line (e.g. ERM, ORM, Compliance/AML), Audit, Legal, and business partners to support assessments and create leading-edge solutions
  • Maintain knowledge of Capital One Risk Standards and monitor systems of record for accuracy, quality, and consistency
  • Use your vantage point to connect the dots of the changing strategic and operational priorities and risk environment, partnering with stakeholders and business partners to drive meaningful impacts
  • Empower leaders with a deeper risk understanding to inform priorities and help leaders embed a strong risk management foundation
  • Inspire a strong proactive risk management mindset and culture with business partners
  • Lead, manage, prioritize work and consistently deliver results

Skills

Risk Management
Risk Assessment
ERM
ORM
Compliance
AML
Audit
Stakeholder Management
Business Process Improvement
Risk Advisory

Capital One

Offers diverse financial products and services

About Capital One

Capital One provides a variety of financial services aimed at making banking accessible and easy for everyone. The company offers products such as credit cards, savings accounts, car loans, and business checking accounts, catering to both individual consumers and small businesses primarily in the United States. Capital One's approach includes user-friendly banking solutions with no fees or minimums for checking accounts, allowing customers to manage their finances more effectively. They generate revenue through interest on loans, credit card fees, and investment banking services. What sets Capital One apart from its competitors is its strong commitment to financial inclusion and literacy, demonstrated through community partnerships and educational initiatives, such as collaborations with Khan Academy. The company's goal is to create a more inclusive financial system and empower customers with the knowledge and tools they need to make informed financial decisions.

McLean, VirginiaHeadquarters
2014Year Founded
$15.9MTotal Funding
IPOCompany Stage
Fintech, Financial ServicesIndustries
10,001+Employees

Benefits

Medical, Dental, & Vision coverage
Onsite Health Centers
Prescription saving with network of local pharmacies
Stock Purchase Plan
Education Assistance
401(k)
Flexible Spending Accounts
Life and Disability insurance
Generous paid time off + corporate & floating holidays
Registered dieticians on site, cooking classes and free virtual fitness classes
Employee Assistance Program

Risks

Increased competition in subscription management tools may dilute Capital One's advantage.
Over-reliance on partnerships could expose Capital One to technological risks.
Departure of key personnel like Joe Rodriguez may affect risk management continuity.

Differentiation

Capital One offers user-friendly banking with no fees or minimums for checking accounts.
The company partners with Khan Academy to provide financial literacy education.
Capital One is the first major U.S. bank to offer subscription management tools.

Upsides

Capital One's mobile app is a model for secure, user-friendly digital banking.
Data sharing with Worldpay enhances payment security and fraud prevention.
Partnerships with fintechs like Minna Technologies improve customer experience.

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