Manager, Vendor at Upgrade

Phoenix, Arizona, United States

Upgrade Logo
Not SpecifiedCompensation
Mid-level (3 to 4 years), Senior (5 to 8 years)Experience Level
Full TimeJob Type
UnknownVisa
Fintech, Financial ServicesIndustries

Requirements

  • Flexible mindset to adapt to changing policies and procedures while maintaining high-quality work output
  • Excellent time management and work prioritization skills while managing multiple projects
  • Capable of completing assigned tasks with careful attention to detail
  • Ability to thrive in a dynamic, fast-paced, and changing environment with minimal supervision
  • Excellent verbal and written communication skills with the ability to work effectively with a wide range of people
  • Proven track record of meeting and exceeding production and quality expectations
  • Nice to Have
  • 5+ years of management experience in collections for a consumer auto portfolio, credit card, or installment loan portfolio, with 2+ years experience managing collection or servicing agencies
  • Deep understanding of the collections process and best practices
  • Strong working knowledge of legal collections and litigation flow
  • Problem solving and analytical skills
  • Ability to thrive in a dynamic and fast-paced environment
  • Extensive collections knowledge
  • Excellent knowledge of FDCPA/FCRA rules and standards

Responsibilities

  • Day-to-day management of SLA and KPI performance of agency partners
  • Facilitate Debt Sale process across multiple buyers
  • State by state analysis for auto collections and repossession
  • Coordinate agency placements and develop effective controls
  • Provide regular performance reporting to senior management
  • Maintain policy and procedures, ensure accountability to established guidelines, establish new policy & procedures as business needs warrant
  • Maintain up-to-date expertise and knowledge of collection laws, rules, regulations, and developments
  • Conduct agency site visits for compliance and performance review
  • Effective communication with outside companies

Skills

SLA Management
KPI Performance
Debt Sale Process
Collections Analysis
Repossession Management
Agency Coordination
Process Improvement
Performance Management
Vendor Relations
State Compliance

Upgrade

Provides loans, credit cards, and rewards

About Upgrade

Upgrade offers personal loans, credit cards, and rewards checking accounts to help individuals manage their finances. Their personal loans allow borrowing up to $50,000 with fixed rates and no prepayment penalties, while the Upgrade Card provides cash back rewards on various spending categories. What makes Upgrade different is its focus on affordability and user-friendly features, attracting customers looking for flexible credit solutions. The company's goal is to promote responsible financial behavior and long-term financial health through accessible credit options.

San Francisco, CaliforniaHeadquarters
2016Year Founded
$532.1MTotal Funding
SERIES_FCompany Stage
Fintech, Financial ServicesIndustries
1,001-5,000Employees

Benefits

Health Insurance
Dental Insurance
Vision Insurance
Life Insurance
Disability Insurance
401(k) Company Match
Unlimited Paid Time Off
Paid Parental Leave
Health & wellness initiatives

Risks

Expansion into auto loans increases exposure to credit risk.
Crowded BNPL market may pressure margins for Uplift acquisition.
Investment in new office space may strain resources if growth falters.

Differentiation

Upgrade offers a unique blend of credit and banking products.
The Secured OneCard targets consumers with little or no credit history.
Partnership with FairPlay enhances fairness in lending practices.

Upsides

Expansion into auto loans diversifies Upgrade's product offerings.
Acquisition of Uplift strengthens Upgrade's position in travel financing.
Partnership with Finturf enhances home improvement financing options.

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