Major Loss Claims Adjuster

Position Overview

• Location Type: Remote (AZ, CA)
• Job Type: Full Time
• Salary: $68,000.00 - $113,400.00

Kemper is a leading specialized insurer. This Major Loss Adjuster role is responsible for the investigation, evaluation, and handling of complex claims to conclusion. The ideal candidate will possess advanced claim handling skills and achieve high-quality results. This position requires strong analytical abilities, meticulous attention to detail, and the capacity to work both independently and collaboratively within a team.

Responsibilities

• Primarily handles claims with high complexity and significant injury severity.
• Reviews each claim to ensure all coverage and exposure issues are identified and investigated.
• Completes investigations as warranted and adjusts exposures accordingly.
• Contacts insureds and claimants within established corporate guidelines to notify them of claim reassignment and to continue the settlement process.
• Addresses coverage questions with a reservation of rights letter and/or non-waiver agreement.
• Advises the underwriting Department of any adverse findings concerning insureds and/or coverage.
• Conducts investigations independently and under management direction, utilizing sound investigative procedures to establish liability promptly.
• Evaluates, negotiates, and settles bodily injury claims.

Requirements

• Experience: 5+ years of claims adjusting experience, including experience with the evaluation, negotiation, and settlement of bodily injury claims.
• Demonstrated Experience With:
  • Handling coverage issues.
  • Managing high exposure claims.
  • Working with serious injury cases.
  • Conducting liability investigations.
  • Handling large loss claims.
• Bonus Experience: Experience with injury evaluation tools.
• Key Skills:
  • Ability to collaborate closely with senior management.
  • Ability to follow detailed and specific directions on file handling when required.
  • Excellent planning and organizational skills.
  • Excellent written and verbal communication skills.
  • Ability to effectively manage conflict.
  • Ability to work effectively amidst constant interruptions and meet deadlines.
  • Ability to make prompt decisions with minimal supervision.

Company Information

• Company: Kemper
• Benefits: Eligible for the comprehensive Kemper benefits package, including Medical, Dental, Vision, Paid Time Off (PTO), 401k, and more.
• Equal Opportunity Employer: Kemper is committed to being an equal opportunity employer. All employment decisions are made without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, or any other characteristic protected by applicable laws and regulations.
• Diversity & Inclusion: Kemper is actively focused on expanding its Diversity, Equity, and Inclusion initiatives.
• Recruiting Policy: Kemper does not accept unsolicited resumes from search firms or staffing agencies. All unsolicited resumes submitted are considered the property of Kemper, and Kemper will not be obligated to pay any placement fees. Kemper will never request personal information, such as social security numbers or banking details.