Head of Product ZINIA - OPENBANK at Santander

Madrid, Community of Madrid, Spain

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Not SpecifiedCompensation

Expert & Leadership (9+ years)Experience Level

Full TimeJob Type

UnknownVisa

Fintech, Banking, LendingIndustries

Requirements

15+ years of experience in product management or product leadership, ideally in fintech, credit, payments, or ecommerce
Demonstrated success in leading multi-product portfolios in high-growth, regulated environments
Strong skills in team leadership, functional specification, agile delivery and UX coordination
Experience

Responsibilities

Define and oversee OpenBank’s product vision and roadmap across all core offerings and geographies
Ensure strategic alignment between product initiatives, business goals and market opportunities
Balance innovation, speed-to-market and operational excellence in product decision-making
Lead and manage the team of Product Owners across all product lines
Ensure clear ownership of business and functional requirements, product specifications and backlog prioritization
Promote agile methodologies and outcome-oriented product development culture
Own the UX strategy for both consumer and merchant experiences (web, app, embedded)
Coordinate user research, design systems and prototyping to deliver frictionless, accessible and high-conversion journeys
Align UX with brand, product functionality and technical feasibility
Partner with cross-functional leads to embed OpenBank’s financing capabilities into agent-driven ecosystems (LLMs, wallets, Operator agents)
Contribute to the design of developer-facing tools (e.g. SDKs, Agentic Toolkits) that enable seamless integration with intelligent agents
Collaborate with Engineering, Risk, Legal, Compliance, and Commercial to ensure successful product delivery from concept to deployment
Support B2B and embedded finance initiatives with product tooling for merchant onboarding, configuration and reporting
Ensure that every product solves real pain points and delivers measurable value to users and partners
Monitor feedback, data and performance metrics to continuously improve product-market fit and customer satisfaction

Skills

Product Strategy

Product Portfolio Management

BNPL

Installments

Credit Cards

Pay-in-POS

Cash Loans

Product Lifecycle

Cross-functional Leadership

Risk Management

Compliance

AI Integration

Santander

Provides banking, investment, and insurance services

About Santander

Santander Bank provides a variety of financial services to individuals, small businesses, and large corporations in the United States. Its offerings include savings and checking accounts, loans, credit cards, and investment products. The bank also has specialized services through Santander Investment Services and insurance products via Santander Securities LLC. Santander stands out from its competitors by focusing on community growth, committing $13.6 billion to support initiatives like the 'Cultivate Small Business' program, which aids early-stage entrepreneurs, especially from underrepresented groups. The bank generates revenue through interest on loans, service fees, and commissions, while promoting responsible banking practices and financial education. Santander's goal is to empower individuals and businesses, enhance community prosperity, and provide comprehensive financial solutions.

Boston, MassachusettsHeadquarters

1902Year Founded

$75MTotal Funding

POST_IPO_DEBTCompany Stage

Fintech, Financial ServicesIndustries

10,001+Employees