Finance Risk Specialist

Position Overview

• Location Type: Remote
• Job Type: Full-Time
• Salary: Not Specified

Addi is a leading financial platform focused on revolutionizing payments, shopping, and banking in Colombia. We aim to create a world where consumers and merchants transact effortlessly and grow together. Currently serving over 2 million customers and partnering with more than 20,000 merchants, Addi is Colombia's fastest-growing marketplace. We offer banking solutions including deposits, payments, and unsecured credit, alongside commerce services like e-commerce and marketing. Having secured regulatory approval to operate as a bank and achieving profitability, Addi is transforming Latin America's financial ecosystem. Our mission is backed by prominent investors, and we are committed to building our company consciously with deep experience in scaling technology, services, and products, guided by our core values.

About the Role

This role is critical in building the infrastructure for financial risk management at Addi. The mission is to design and implement frameworks and processes for identifying, measuring, monitoring, and managing market, liquidity, and interest rate risks. The goal is to ensure regulatory readiness, support informed decision-making, and foster a disciplined approach to financial risk management.

Responsibilities

• Design and implement the bank’s initial market risk and interest rate risk in the banking book (IRRBB) measurement framework.
• Deliver analysis and recommendations to inform Asset Liability Committee (ALCO) decisions.
• Create and operationalize a comprehensive monitoring framework and an alerts system based on the bank's risk appetite framework for timely and accurate decisioning.
• Ensure the timely preparation of both internal and external reports regarding financial risks.
• Develop and deliver all documentation and tools required for regulatory compliance during the approval process and ongoing business operations.

Requirements

• Experience:
  • 4+ years in financial risk, treasury, Asset Liability Management (ALM), or balance sheet management roles within banking or financial institutions.
  • Proven experience building Risk Policies & Frameworks.
  • Experience building or significantly evolving risk frameworks and tools in a regulated entity.
  • Skilled at building governance documents and controls from scratch (policies, manuals, risk appetite statements, etc.).
  • Direct exposure to regulatory reviews or inspections by financial regulators.
  • Hands-on experience implementing stress testing frameworks and measuring relevant financial risk management metrics (e.g., VaR, IRL, CFEN, Delta EVE, Delta NII).
• Knowledge:
  • Profound understanding of financial risk, including market risk, liquidity risk, and banking book interest rate risk (IRRBB).
  • Ability to understand complex financial instruments and balance sheet exposures.
  • Proficiency in applying appropriate risk measurement techniques (e.g., VaR, duration, gap analysis, stress testing).
  • Demonstrates a forward-looking approach to identifying potential financial risks and developing effective mitigation strategies.
  • Proficiency in modeling.

Company Information

Addi is a leading financial platform in Colombia, focused on payments, shopping, and banking. We are the country's fastest-growing marketplace, serving over 2 million customers and partnering with more than 20,000 merchants. Addi is regulated and operates as a bank, offering a range of financial and commerce services. We are backed by prominent investors and are committed to transforming the financial ecosystem in Latin America.