Credit Bureau Reporting Specialist II

Opole, Opole Voivodeship, Poland

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Not SpecifiedCompensation

Mid-level (3 to 4 years)Experience Level

Full TimeJob Type

UnknownVisa

Financial Services, Mortgage ServicingIndustries

Requirements

Candidates must possess excellent attention to detail, the ability to multitask and meet deadlines, strong verbal and written communication skills, and a team-oriented, customer-service focused mindset with good judgment. Prior experience in credit bureau reporting or a related financial services role is implied.

Responsibilities

The Credit Bureau Reporting Specialist II responds to consumer complaints and inquiries regarding credit reporting, submitting necessary updates and corrections to credit bureaus via E-Oscar. This involves determining the validity of disputes, performing loan data corrections, notating account histories, and communicating findings. The role also requires conducting research on payment histories and loan data, collaborating with internal departments, and generating response letters in compliance with RESPA and CFPB regulations.

Skills

Credit Bureau Reporting

Consumer Complaints

E-Oscar

Credit Disputes

Loan Data Verification

Payment History Interpretation

RESPA

CFPB

Verbal Communication

Written Communication

Selina Finance

Flexible home equity lending solutions

About Selina Finance

Selina Finance offers flexible lending solutions for homeowners in the UK, focusing on home equity lending. Their main products include a Home Equity Line of Credit (HELOC), which allows borrowers to access funds against their property equity and only pay interest on the amount used, and a Homeowner Loan, which provides a fixed sum upfront. Unlike other lenders, Selina Finance's HELOC offers unique flexibility in borrowing amounts over the first five years. The company's goal is to help homeowners finance large purchases by leveraging the equity in their homes at competitive interest rates.

London, United KingdomHeadquarters

2019Year Founded

$50.4MTotal Funding

SERIES_BCompany Stage

Fintech, Financial ServicesIndustries

51-200Employees

Risks

Rising UK interest rates could make Selina's loans less attractive to borrowers.

Increased competition from fintechs may erode Selina's market share.

Potential UK regulatory changes could increase compliance costs for Selina Finance.

Differentiation

Selina Finance offers the UK's first Home Equity Line of Credit (HELOC).

Their HELOC product provides flexible borrowing against home equity, unique in the UK market.

Selina Finance combines real estate, finance, and technology for next-generation lending solutions.

Upsides

Partnership with Legal & General expands access to a large network of mortgage advisers.

Recent $150M Series B funding boosts Selina's capacity for growth and product development.

Increased demand for flexible financial products aligns with Selina's offerings.

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