Credit Risk Senior Analyst, Underwriting
MarqetaFull Time
Mid-level (3 to 4 years), Senior (5 to 8 years)
Candidates should have over 2 years of experience in strategic data analytics, with a focus on solving complex problems, and familiarity with the lending or credit industry is preferred. Proficiency in SQL and Excel for data analysis, automation, and reporting is essential, with Python familiarity being a plus. A Bachelor's degree in Engineering, Finance, Economics, Computer Science, or a related field is required, along with excellent verbal and written communication skills for data-driven storytelling and comfort with ambiguity. The candidate must be available to work starting 9 am Philippines time and be based in a time zone GMT+5 or later.
The Credit Analyst will develop and update credit policies for the Philippines market, collaborating with the technology team for implementation and testing. They will conduct exploratory data analysis to identify trends, monitor portfolio performance, and benchmark against industry standards. The role involves working closely with the Data Science team to influence and utilize models for business problem-solving and outcome monitoring. Additionally, the analyst will partner with Cashalo's leadership to refine business plans, collaborate with international credit and data science teams to share learnings, and work with product, engineering, marketing, and finance leaders to align team efforts with broader company goals. This role requires travel to North America and the Philippines for company onsites.
Provides personalized investment strategies and services
Arta Finance provides tailored investment solutions for a variety of clients, including individual investors and institutional entities. The company focuses on creating personalized investment strategies that align with the specific financial and tax needs of its clients. Revenue is generated primarily through management fees for overseeing investment portfolios and transaction fees for executing trades. Arta Finance promotes a client-centric approach, encouraging clients to evaluate investment opportunities based on their own objectives and risk tolerance. While the company offers expert advice, it does not guarantee the success of its strategies, emphasizing the risks involved in investing. Additionally, it advises clients to consult tax professionals to consider tax implications before making investment decisions.