[Remote] Credit Analyst - Cashalo at Arta Finance

Apac, Apac, Uganda

Arta Finance Logo
Not SpecifiedCompensation
Mid-level (3 to 4 years), Senior (5 to 8 years)Experience Level
Full TimeJob Type
UnknownVisa
Fintech, Lending, Financial ServicesIndustries

Requirements

Candidates should have over 2 years of experience in strategic data analytics, with a focus on solving complex problems, and familiarity with the lending or credit industry is preferred. Proficiency in SQL and Excel for data analysis, automation, and reporting is essential, with Python familiarity being a plus. A Bachelor's degree in Engineering, Finance, Economics, Computer Science, or a related field is required, along with excellent verbal and written communication skills for data-driven storytelling and comfort with ambiguity. The candidate must be available to work starting 9 am Philippines time and be based in a time zone GMT+5 or later.

Responsibilities

The Credit Analyst will develop and update credit policies for the Philippines market, collaborating with the technology team for implementation and testing. They will conduct exploratory data analysis to identify trends, monitor portfolio performance, and benchmark against industry standards. The role involves working closely with the Data Science team to influence and utilize models for business problem-solving and outcome monitoring. Additionally, the analyst will partner with Cashalo's leadership to refine business plans, collaborate with international credit and data science teams to share learnings, and work with product, engineering, marketing, and finance leaders to align team efforts with broader company goals. This role requires travel to North America and the Philippines for company onsites.

Skills

Credit Policy
Data Analysis
Risk Management
Machine Learning
Financial Modeling
SQL
Python
Business Planning
Portfolio Monitoring
Benchmarking

Arta Finance

Provides personalized investment strategies and services

About Arta Finance

Arta Finance provides tailored investment solutions for a variety of clients, including individual investors and institutional entities. The company focuses on creating personalized investment strategies that align with the specific financial and tax needs of its clients. Revenue is generated primarily through management fees for overseeing investment portfolios and transaction fees for executing trades. Arta Finance promotes a client-centric approach, encouraging clients to evaluate investment opportunities based on their own objectives and risk tolerance. While the company offers expert advice, it does not guarantee the success of its strategies, emphasizing the risks involved in investing. Additionally, it advises clients to consult tax professionals to consider tax implications before making investment decisions.

Mountain View, CaliforniaHeadquarters
2021Year Founded
$87.5MTotal Funding
SERIES_ACompany Stage
Financial ServicesIndustries
51-200Employees

Benefits

Health insurance
High deductible health plan available with HSA contribution
Complimentary one medical membership
20 weeks of parental leave
15 days PTO annually
National & company holidays

Risks

Increased competition from other AI-driven wealth management platforms could dilute market share.
Global expansion may expose Arta Finance to geopolitical risks and regulatory challenges.
Partnerships with large entities like Google Cloud may lead to dependency risks.

Differentiation

Arta Finance democratizes wealth management using AI, making it accessible to more people.
The company offers personalized investment strategies tailored to individual client needs.
Arta Finance partners with tech giants like Google Cloud to enhance platform scalability and security.

Upsides

AI-driven personalization in wealth management is gaining traction, benefiting Arta Finance.
The demand for digital wealth management platforms is projected to grow significantly by 2030.
Arta's global expansion, including Singapore, positions it as a leader in digital wealth management.

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