[Remote] Director of Data Science at Mission Lane

United States

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Not SpecifiedCompensation

Expert & Leadership (9+ years)Experience Level

Full TimeJob Type

UnknownVisa

Financial Services, FintechIndustries

Requirements

Candidates must have experience applying data science to credit risk management and a deep understanding of data science principles. Proven ability to create, deploy, and manage experiments and models in production systems is essential, along with solid software engineering fundamentals and proficiency in the PyData stack. Experience in consumer lending or fintech is a plus.

Responsibilities

The Director of Data Science will lead a data science team and cross-functional projects to innovate and improve machine learning models for credit risk decisions. Responsibilities include leading the design, development, and deployment of machine learning models, partnering with business leaders and technical experts to develop new data sources, and improving modeling methodology and risk management.

Skills

Data Science

Machine Learning

Credit Risk Management

Model Development

Model Deployment

Risk Management

Software Engineering

Test-Driven Development

Mission Lane

Provides transparent credit solutions and education

About Mission Lane

Mission Lane LLC offers credit cards designed to help individuals build or rebuild their credit, particularly those with limited credit history or financial setbacks. Their products feature no hidden fees, no security deposits, and instant approval decisions, making them more accessible than traditional credit cards. The company stands out by providing free access to credit scores and educational resources, helping clients improve their creditworthiness. Mission Lane's goal is to promote responsible credit use by rewarding good financial behavior with higher credit limits over time.

Richmond, VirginiaHeadquarters

2018Year Founded

$687.8MTotal Funding

LATE_VCCompany Stage

Fintech, Financial ServicesIndustries

201-500Employees

Benefits

Full health, dental, and vision benefits

FSA

Paid parental leave

401k with company match

Generous PTO

Flexible work schedule

Risks

Increased competition from fintechs could erode Mission Lane's market share.

Economic downturns may lead to higher default rates, impacting profitability.

Rapid tech advancements require continuous updates, straining Mission Lane's resources.

Differentiation

Mission Lane offers credit cards with no hidden fees or security deposits.

Instant credit card application decisions reduce customer anxiety and waiting times.

Partnership with Plaid enhances access to over 7,000 financial apps and services.

Upsides

Recent $150 million investment supports aggressive expansion and product development.

Credit Builder Account offers unique value with no fees or interest for credit improvement.

Brandon Black's appointment as CEO brings strategic growth and operational excellence.

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