Head of Fraud & Risk Data Science
Sardine$220,000 - $270,000/year
Full Time
Senior (5 to 8 years)
Not SpecifiedCompensation
Expert & Leadership (9+ years)Experience Level
Full TimeJob Type
UnknownVisa
Financial Services, FintechIndustries
Requirements
Candidates must have experience applying data science to credit risk management and a deep understanding of data science principles. Proven ability to create, deploy, and manage experiments and models in production systems is essential, along with solid software engineering fundamentals and proficiency in the PyData stack. Experience in consumer lending or fintech is a plus.
Responsibilities
The Director of Data Science will lead a data science team and cross-functional projects to innovate and improve machine learning models for credit risk decisions. Responsibilities include leading the design, development, and deployment of machine learning models, partnering with business leaders and technical experts to develop new data sources, and improving modeling methodology and risk management.
Skills
Data Science
Machine Learning
Credit Risk Management
Model Development
Model Deployment
Risk Management
Software Engineering
Test-Driven Development
Mission Lane
Provides transparent credit solutions and education
About Mission Lane
Mission Lane LLC offers credit cards designed to help individuals build or rebuild their credit, particularly those with limited credit history or financial setbacks. Their products feature no hidden fees, no security deposits, and instant approval decisions, making them more accessible than traditional credit cards. The company stands out by providing free access to credit scores and educational resources, helping clients improve their creditworthiness. Mission Lane's goal is to promote responsible credit use by rewarding good financial behavior with higher credit limits over time.
Richmond, VirginiaHeadquarters
2018Year Founded
$687.8MTotal Funding
LATE_VCCompany Stage
Fintech, Financial ServicesIndustries
201-500Employees
Benefits
Full health, dental, and vision benefits
FSA
Paid parental leave
401k with company match
Generous PTO
Flexible work schedule
Risks
Increased competition from fintechs could erode Mission Lane's market share.
Economic downturns may lead to higher default rates, impacting profitability.
Rapid tech advancements require continuous updates, straining Mission Lane's resources.
Differentiation
Mission Lane offers credit cards with no hidden fees or security deposits.
Instant credit card application decisions reduce customer anxiety and waiting times.
Partnership with Plaid enhances access to over 7,000 financial apps and services.
Upsides
Recent $150 million investment supports aggressive expansion and product development.
Credit Builder Account offers unique value with no fees or interest for credit improvement.
Brandon Black's appointment as CEO brings strategic growth and operational excellence.
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