Credit Strategy Lead
SettleFull Time
Junior (1 to 2 years)
Candidates must possess a Bachelor's degree in Finance or Economics, with a Master's degree being preferred. A minimum of 10 years of experience in credit policy, underwriting, or consumer credit risk within fintech, lending, or structured finance is required. Experience managing credit decision systems and rule-based logic, strong familiarity with capital markets structures, and proven leadership in high-growth environments are essential. Technical aptitude or comfort leading analytics-heavy teams, expertise with MS Office (especially Excel and PowerPoint), and excellent communication skills are also necessary.
The Vice President of Credit & Underwriting Strategy will oversee the company's proprietary underwriting engine, ensuring accuracy, scalability, and auditability. Responsibilities include designing and refining credit policies, leading the integration and optimization of data sources, and collaborating with cross-functional teams to implement underwriting logic. The role also involves supporting investor and partner communications, managing junior team members, and driving risk-adjusted growth while streamlining originations.
Marketplace for sustainable home upgrades and financing
GoodLeap provides a marketplace for sustainable home solutions, connecting homeowners with professionals who specialize in eco-friendly home improvements. Their platform simplifies the purchasing process by offering a single point of sale technology that allows users to explore various upgrade options and choose flexible payment plans that suit their budgets. Unlike many competitors, GoodLeap focuses specifically on sustainability and partners with over 18,000 professionals nationwide, ensuring a wide range of services and expertise. The company's goal is to help homeowners make environmentally conscious upgrades while saving money, and they also contribute to sustainable energy projects through their partnership with GivePower, donating a portion of their revenue with each transaction.