Credit Underwriting Analyst

New York, New York, United States

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Not SpecifiedCompensation

Mid-level (3 to 4 years), Senior (5 to 8 years)Experience Level

Full TimeJob Type

UnknownVisa

Fintech, Financial Services, BankingIndustries

Requirements

Candidates should have at least 2 years of experience in financial analysis, interpreting financial performance, or assessing risk exposure. A Bachelor's degree in accounting, finance, or a related field is a plus. An understanding of and excitement for working with early-stage startups and e-commerce companies is desired, along with the ability and desire to derive meaningful insights from numbers and an analytical mindset with an eye for detail.

Responsibilities

The Credit Underwriter will analyze quantitative and qualitative data to summarize application strengths and risks. They will lead diligence calls, structure, price, and propose loan terms, and monitor ongoing repayment risk for existing loans. Responsibilities also include restructuring delinquencies, collecting on past due accounts, and partnering in the refinement of credit policy, processes, and procedures. Additionally, they will collaborate with Sales, Product, Engineering, Data Science, and Design teams to improve the customer experience.

Skills

Credit Analysis

Risk Assessment

Loan Structuring

Financial Modeling

Data Analysis

Customer Relationship Management

Credit Policy

Underwriting

Mercury

Banking services for startups and founders

About Mercury

Mercury provides banking services specifically designed for startups, regardless of their size or stage of development. Their offerings include free checking and savings accounts, debit and credit cards, and options for domestic and international wire transfers, as well as treasury and venture debt services. The platform is user-friendly, allowing founders to manage their finances with ease. What sets Mercury apart from traditional banks is its focus on the startup community, offering programs that connect founders with valuable resources and advice to help them succeed. The goal of Mercury is to empower startups by providing them with the financial tools and support they need to grow and thrive.

San Francisco, CaliforniaHeadquarters

2017Year Founded

$146.8MTotal Funding

DEBTCompany Stage

Fintech, Financial ServicesIndustries

1,001-5,000Employees