Director of Data Science
Mission LaneSalary not specified
Full Time
Expert & Leadership (9+ years)
$140,000 – $180,000Compensation
Mid-level (3 to 4 years), Senior (5 to 8 years)Experience Level
Full TimeJob Type
UnknownVisa
Financial Services, Fintech, Credit CardsIndustries
Requirements
The role requires a minimum of 4 years of experience in data science, with a focus on credit risk modeling. Candidates should be proficient in developing and implementing advanced statistical and machine learning models for underwriting, fraud detection, and loss forecasting. Experience with traditional credit bureau data and alternative data sources is necessary. Familiarity with A/B testing, model validation, documentation, and regulatory compliance is also expected. Strong communication skills to present findings to both technical and non-technical stakeholders are essential.
Responsibilities
The Data Scientist will design, develop, and maintain credit risk models, including those for underwriting, fraud detection, credit line assignment, and loss forecasting. Responsibilities include analyzing large datasets to identify trends and inform credit policy, designing and executing experiments to improve risk strategies, and monitoring the performance of existing models. The role also involves collaborating with cross-functional teams to integrate data science solutions, researching and integrating new modeling techniques, supporting pricing and credit limit strategies through quantitative analysis, and presenting analytical findings and recommendations to stakeholders.
Skills
Credit Risk Modeling
Underwriting
Fraud Detection
Machine Learning
Data Analysis
Python
SQL
Statistical Modeling
Risk Mitigation
Data-driven Strategies
Imprint
Designs and manages co-branded credit card programs
About Imprint
Imprint designs and manages co-branded credit card programs for well-known American brands. By partnering with these brands, Imprint creates credit cards that attract modern consumers, aiming to enhance the value of their partners' customer relationships. The company focuses on increasing metrics such as average spending, shopping frequency, and annual sales for cardholders. Imprint's process is notably faster than traditional credit card issuers, allowing them to launch new programs in about three months instead of the typical 18 months. Additionally, Imprint prioritizes customer service, offering a premium experience to cardholders. The goal of Imprint is to provide brands with effective credit card solutions that drive customer loyalty and sales.
New York City, New YorkHeadquarters
2020Year Founded
$197.5MTotal Funding
SERIES_CCompany Stage
Fintech, Financial ServicesIndustries
51-200Employees
Benefits
Competitive compensation and equity packages
Leading configured work computers of your choice
Unlimited vacation policy
Fully covered, high-quality healthcare including fully covered dependent coverage
Additional health coverage includes access to One Medical and option to enroll in an FSA
16 weeks of paid parental leave for the primary caregiver and 8 weeks for all new parents
An understanding that successful remote work requires flexibility and an appreciation for asynchronous work
Access to industry leading technology across all of our business units — stemming from our philosophy that we should invest in resources for our team that foster innovation, optimization, and productivity
Limited edition Imprint Credit Card (no hard pull) for the first 100 team members only. Get 1.5% cash back on all purchases, plus additional perks
Risks
Increased competition from traditional issuers adopting fintech innovations.
Potential regulatory scrutiny could increase compliance costs for Imprint.
Economic downturns may reduce transaction volumes and Imprint's revenue.
Differentiation
Imprint launches co-branded credit card programs in just three months.
Imprint offers tailored rewards programs for each brand's specific needs.
Imprint provides 'white-glove treatment' customer service to all cardholders.
Upsides
Imprint raised $75M in Series C funding to fuel innovation.
Increased consumer interest in digital wallets boosts demand for Imprint's solutions.
Partnerships with traditional banks expand Imprint's co-branded card opportunities.
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