Fifth Third Bank

Commercial Middle Market Leadership Program 2026 - Houston

Houston, Texas, United States

Not SpecifiedCompensation
Entry Level & New Grad, Junior (1 to 2 years)Experience Level
Full TimeJob Type
UnknownVisa
Banking, Financial ServicesIndustries

Requirements

Candidates must be authorized to work in the U.S. without sponsorship, possess a four-year undergraduate degree in Finance or Accounting, and be graduating in 2026 with a GPA of 3.0 or higher. Relevant internships and co-op program experience are required, along with outstanding verbal and written communication skills, strong analytical abilities, and proficiency in Microsoft Office Suite (Word, Excel, PowerPoint). The ability to work in a team, multitask, and demonstrate initiative is also necessary.

Responsibilities

The Commercial Middle Market Leadership Program participant will perform assigned duties and special projects through hands-on rotations in key Middle Market departments, gaining knowledge and skills for a permanent role in Commercial sales or credit. Responsibilities include completing the underwriting process with oversight, assessing credit risk through financial and cash flow analysis, updating financial covenants, running the Probability of Default model, and partnering with Portfolio Managers and Relationship Managers on underwriting, monitoring, and analytical tasks. Participants will also create client presentation materials, utilize the Dealpoint Profitability Analyzer, assist in identifying prospects, draft deal screen memos, build internal networks, and complete assigned training.

Skills

Credit Risk Analysis
Financial Statement Analysis
Cash Flow Analysis
Industry Analysis
Collateral Analysis
Loan Structure Analysis
Underwriting
Portfolio Management
PowerPoint
Excel

Fifth Third Bank

Provides banking, loans, and wealth management services

About Fifth Third Bank

Fifth Third Bank offers a variety of financial services, including personal and business banking, loans, mortgages, credit lines, and insurance products. Their services cater to individual consumers, small businesses, and commercial clients, providing comprehensive solutions for managing finances. The bank generates revenue through interest on loans, service fees, and commissions from insurance and investment products. Unlike many competitors, Fifth Third Bank emphasizes community engagement and financial education, providing resources to help clients improve their financial literacy. The goal of Fifth Third Bank is to support clients in achieving their financial objectives while fostering a strong connection with the communities they serve.

Cincinnati, OhioHeadquarters
1858Year Founded
IPOCompany Stage
Social Impact, Financial ServicesIndustries
10,001+Employees

Benefits

Health Insurance
Paid Sick Leave
Paid Holidays
Performance Bonus
Flexible Work Hours

Risks

Rising interest rates may decrease demand for loans and mortgages.
Competition from fintechs like Robinhood threatens Fifth Third's wealth management sector.
Sophisticated cybersecurity threats pose risks to customer data and trust.

Differentiation

Fifth Third Bank offers comprehensive financial solutions for individuals and businesses.
The bank emphasizes community engagement and financial education for client empowerment.
It provides a wide range of insurance products, including life, health, and disability.

Upsides

Increased demand for digital banking boosts Fifth Third Bank's online service offerings.
Partnerships with fintech enhance technological capabilities and customer experience.
Growing interest in sustainable finance attracts environmentally conscious customers.

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