Senior Director, Credit Risk

The Senior Director, Credit Risk will lead the underwriting team, developing and designing strategy to launch and scale successful credit programs, establishing Marqeta as a disruptive force in the credit space. Responsibilities include mentoring and developing a world-class team of credit risk professionals, driving innovation to establish best-in-class credit strategies and underwriting models, and representing Marqeta at the highest levels with customers and partners. This role involves scaling the credit underwriting organization, overseeing portfolio performance and account management, building and refining underwriting models, and proactively monitoring and adjusting credit policies. Additionally, the position entails establishing credit strategies for co-brand, consumer, and commercial credit card programs, enhancing underwriting and risk documentation, partnering with product to build modern credit stacks and data strategy, providing risk consulting services to bank partners and customers, and reporting KPIs to senior management and external stakeholders.