Business Systems Analyst – Commercial and Credit Banking at M&T Bank

Buffalo, New York, United States

M&T Bank Logo
Not SpecifiedCompensation
Senior (5 to 8 years)Experience Level
Full TimeJob Type
UnknownVisa
Banking, Financial ServicesIndustries

Requirements

  • Minimum of 5 years’ combined experience in business analytics, operations, or higher education
  • Strong verbal and written communication skills
  • Excellent problem-solving, organizational, and time management abilities
  • Proficiency in personal computing and relevant software tools
  • Demonstrated ability to mentor and lead cross-functional teams
  • (Preferred) Bachelor’s degree
  • (Preferred) Subject matter expertise in commercial banking applications and systems
  • (Preferred) Experience with Jira or similar backlog management tools
  • (Preferred) Familiarity with application development platforms and banking frameworks
  • (Preferred) Ability to write complete user stories and identify gaps in existing documentation
  • (Preferred) Strong curiosity and analytical mindset—testing beyond documented boundaries
  • (Preferred) Experience supporting commercial customer onboarding or similar enterprise applications
  • (Preferred) Ability to work autonomously and collaboratively across technical teams
  • (Preferred) Understanding of bank acquisition methodology or conversion experience

Responsibilities

  • Lead functional design and testing efforts for enterprise-wide initiatives, compliance requirements, and BAU system enhancements
  • Prepare detailed functional specifications, test plans, and test cases; execute and validate results
  • Facilitate backlog reviews and proactively identify gaps in user stories—asking “what-if” questions to ensure completeness
  • Collaborate with product owners to validate implementation accuracy and business alignment
  • Engage in data modeling and ERD diagram interpretation to support system integration and conversion efforts
  • Coordinate with vendors and internal teams to ensure seamless implementation and post-launch stability
  • Act as Test Coordinator for large initiatives involving multiple applications and teams
  • Support Commercial Customer Onboarding applications and related systems
  • Monitor scope, regulatory compliance, and adherence to Corporate Technology standards
  • Drive resolution of issues during testing and post-implementation phases
  • Promote a culture of belonging and innovation aligned with the M&T Bank brand

Skills

Business Analysis
Functional Specifications
Test Plans
Test Cases
Data Modeling
ERD Diagrams
User Stories
System Integration
Regulatory Compliance
Agile Backlog
Vendor Coordination

M&T Bank

Full-service banking for individuals and businesses

About M&T Bank

M&T Bank provides a variety of banking services to individuals, small businesses, and larger companies. Their offerings include mortgage assistance, personal and business checking accounts, and mobile banking options. The bank primarily operates in the Northeastern and Mid-Atlantic regions of the United States, emphasizing community engagement and a focus on customer service. M&T Bank's business model is based on traditional banking practices, such as loans, deposits, and investment products, and it generates revenue through interest income and service fees. A key aspect that sets M&T Bank apart from its competitors is its commitment to community involvement, which includes allowing employees to volunteer and supporting local organizations. The recent merger with United Bank, N.A. has further expanded their services and market presence.

Buffalo, New YorkHeadquarters
1993Year Founded
IPOCompany Stage
Financial ServicesIndustries
10,001+Employees

Risks

Competition from fintechs could erode M&T Bank's market share among tech-savvy customers.
Integration challenges from the United Bank merger may disrupt operations.
Decreased prime rate could reduce interest income, impacting profitability.

Differentiation

M&T Bank emphasizes community engagement through its charitable foundation and volunteer programs.
The bank offers a wide range of traditional and digital banking services.
Recent merger with United Bank, N.A. expands M&T's market reach and service offerings.

Upsides

M&T Bank's $1.5 billion senior notes offering strengthens its financial position.
Decreased prime rate may attract more borrowers, increasing loan volume.
Shannon Lazare's appointment as New Jersey Regional President enhances local community engagement.

Land your dream remote job 3x faster with AI