Capital One

Associate, Specialty Underwriter & Portfolio Manager - Energy, Power and Renewables

Houston, Texas, United States

Not SpecifiedCompensation
Mid-level (3 to 4 years), Senior (5 to 8 years)Experience Level
Full TimeJob Type
UnknownVisa
Energy, Power, Renewables, Financial ServicesIndustries

Requirements

Candidates must possess a Bachelor's degree or equivalent military experience, along with at least 3 years of experience in credit underwriting, portfolio management, or asset management. Preferred qualifications include a Bachelor's degree in Accounting, Finance, or a related field, 3-5 years of relevant experience, 1+ year of mentorship experience, strong analytical and technology aptitude, clear verbal communication skills, and advanced Microsoft Office proficiency.

Responsibilities

The Associate will support due diligence, analyze risks, project performance, and present findings on industry trends to senior management. Responsibilities include independently reviewing financial models, proposing deal structures, preparing credit approval documents, overseeing closing processes, and negotiating terms. Additionally, the role involves managing the loan portfolio through annual reviews, modifications, and quarterly portfolio reviews, ensuring data accuracy, and maintaining client relationships. The Associate will also collaborate across functions, mentor junior staff, and stay updated on bank policies and regulatory changes.

Skills

Credit Risk Management
Credit Analysis
Financial Modeling
Due Diligence
Industry Research
Market Analysis
Deal Structuring
Portfolio Management

Capital One

Offers diverse financial products and services

About Capital One

Capital One provides a variety of financial services aimed at making banking accessible and easy for everyone. The company offers products such as credit cards, savings accounts, car loans, and business checking accounts, catering to both individual consumers and small businesses primarily in the United States. Capital One's approach includes user-friendly banking solutions with no fees or minimums for checking accounts, allowing customers to manage their finances more effectively. They generate revenue through interest on loans, credit card fees, and investment banking services. What sets Capital One apart from its competitors is its strong commitment to financial inclusion and literacy, demonstrated through community partnerships and educational initiatives, such as collaborations with Khan Academy. The company's goal is to create a more inclusive financial system and empower customers with the knowledge and tools they need to make informed financial decisions.

McLean, VirginiaHeadquarters
2014Year Founded
$15.9MTotal Funding
IPOCompany Stage
Fintech, Financial ServicesIndustries
10,001+Employees

Benefits

Medical, Dental, & Vision coverage
Onsite Health Centers
Prescription saving with network of local pharmacies
Stock Purchase Plan
Education Assistance
401(k)
Flexible Spending Accounts
Life and Disability insurance
Generous paid time off + corporate & floating holidays
Registered dieticians on site, cooking classes and free virtual fitness classes
Employee Assistance Program

Risks

Increased competition in subscription management tools may dilute Capital One's advantage.
Over-reliance on partnerships could expose Capital One to technological risks.
Departure of key personnel like Joe Rodriguez may affect risk management continuity.

Differentiation

Capital One offers user-friendly banking with no fees or minimums for checking accounts.
The company partners with Khan Academy to provide financial literacy education.
Capital One is the first major U.S. bank to offer subscription management tools.

Upsides

Capital One's mobile app is a model for secure, user-friendly digital banking.
Data sharing with Worldpay enhances payment security and fraud prevention.
Partnerships with fintechs like Minna Technologies improve customer experience.

Land your dream remote job 3x faster with AI