Associate Underwriter
Pacific LifeFull Time
Entry Level & New Grad, Junior (1 to 2 years)
Candidates must possess a Bachelor's degree or equivalent military experience, along with at least 3 years of experience in credit underwriting, portfolio management, or asset management. Preferred qualifications include a Bachelor's degree in Accounting, Finance, or a related field, 3-5 years of relevant experience, 1+ year of mentorship experience, strong analytical and technology aptitude, clear verbal communication skills, and advanced Microsoft Office proficiency.
The Associate will support due diligence, analyze risks, project performance, and present findings on industry trends to senior management. Responsibilities include independently reviewing financial models, proposing deal structures, preparing credit approval documents, overseeing closing processes, and negotiating terms. Additionally, the role involves managing the loan portfolio through annual reviews, modifications, and quarterly portfolio reviews, ensuring data accuracy, and maintaining client relationships. The Associate will also collaborate across functions, mentor junior staff, and stay updated on bank policies and regulatory changes.
Offers diverse financial products and services
Capital One provides a variety of financial services aimed at making banking accessible and easy for everyone. The company offers products such as credit cards, savings accounts, car loans, and business checking accounts, catering to both individual consumers and small businesses primarily in the United States. Capital One's approach includes user-friendly banking solutions with no fees or minimums for checking accounts, allowing customers to manage their finances more effectively. They generate revenue through interest on loans, credit card fees, and investment banking services. What sets Capital One apart from its competitors is its strong commitment to financial inclusion and literacy, demonstrated through community partnerships and educational initiatives, such as collaborations with Khan Academy. The company's goal is to create a more inclusive financial system and empower customers with the knowledge and tools they need to make informed financial decisions.