Jr. Credit Underwriter

Dallas, Texas, United States

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Not SpecifiedCompensation

Junior (1 to 2 years)Experience Level

Full TimeJob Type

UnknownVisa

Fintech, Financial Services, Business ServicesIndustries

Requirements

Candidates should possess a Bachelor's degree in Finance, Accounting, Economics, Business Administration, or a related field. A minimum of 0-2 years of experience in financial analysis, credit analysis, or a similar role is required, with internships or academic projects being acceptable. Proficiency in using data for decision-making and analyzing financial statements is essential, alongside strong analytical skills, meticulous attention to detail, and excellent communication and collaboration abilities for effective teamwork.

Responsibilities

The Jr. Credit Underwriter will conduct detailed financial analysis of customers to assess creditworthiness and predict default probability. Responsibilities include recommending credit limits for applicants based on financial analysis and risk assessment, utilizing various tools to evaluate account risk, and making informed credit decisions. The role involves using data and analytics to identify customer financial patterns and risks, preparing reports on financial analysis and credit recommendations, and collaborating with departments like Revenue, Customer Service, Legal, and Compliance. Additionally, the Jr. Credit Underwriter will contribute ideas for improving credit assessment systems and processes.

Skills

Financial Analysis

Credit Risk Assessment

Loan Application Review

Credit Reporting

Underwriting Guidelines

Financial Statements Analysis

Credit Limit Assignment

finally

Financial management platform for businesses

About finally

Finally.com is a financial management platform that helps businesses streamline their finance operations by integrating with existing software. It uses AI to classify transactions in real-time, allowing for instant approvals and higher limits without personal guarantees, while also providing strong fraud protection. The platform eliminates traditional expense reports by managing reimbursements and offers real-time insights and a Tax Compliance Calendar to keep businesses informed of deadlines. Finally.com operates on a subscription model, aiming to simplify financial management for businesses of all sizes.

Miami, FloridaHeadquarters

2019Year Founded

$129.5MTotal Funding

DEBTCompany Stage

Data & Analytics, Fintech, Financial ServicesIndustries

51-200Employees

Benefits

Health Insurance

Dental Insurance

Vision Insurance

Employee Stock Purchase Plan

Paid Time Off

Paid Training

Risks

Increased competition from Zellis could threaten Finally's market share in payroll.

Rapid growth may lead to operational challenges and resource strain.

Reliance on AI solutions exposes Finally to risks of AI biases and inaccuracies.

Differentiation

Finally integrates bookkeeping, expense management, and payroll into one automated solution.

The platform offers real-time insights and AI-driven analytics for financial management.

Finally's Tax Compliance Calendar helps businesses avoid penalties by alerting upcoming deadlines.

Upsides

Finally raised $200M in Series B funding, indicating strong investor confidence.

The platform's AI-driven solutions attract SMBs seeking efficient financial management.

Finally's rapid customer growth suggests a strong market fit for their platform.

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