Mission Lane

Account Coordinator, Collections/ Recoveries

United States

Not SpecifiedCompensation
Junior (1 to 2 years)Experience Level
Full TimeJob Type
UnknownVisa
Financial ServicesIndustries

Job Description: Account Coordinator

Position Overview

  • Location Type: Remote
  • Employment Type: Full-time
  • Salary: Not specified (Compensation & Benefits section details benefits)

Mission Lane is revolutionizing access to credit, aiming to help millions of Americans achieve financial success. We are seeking Account Coordinators to join our Collections & Recoveries team and play a vital role in guiding past-due customers toward financial recovery. This is a remote position with comprehensive benefits.

The Impact You'll Make

You will be the voice of Mission Lane, engaging with customers virtually and assisting them in navigating repayment challenges. Successful candidates will balance empathy with persistence, confidently presenting and securing credit card repayment solutions.

Responsibilities

  • Serve as the voice of Mission Lane, engaging with customers over the phone.
  • Approach customers with dignity and respect, identifying reasons for account delinquency.
  • Negotiate, problem-solve, and guide conversations toward win-win repayment solutions.
  • Ensure compliance with policy, procedures, and regulatory requirements while delivering high-quality customer interactions.

Requirements

  • 1+ year(s) of experience in a customer-focused, solutions-oriented role.
  • Negotiation and/or sales experience, with a proven ability to overcome objections.
  • Clear and effective communication skills, both verbal and written.
  • Confidence and composure when handling challenging conversations.
  • Empathy and persuasion to guide customers through repayment challenges.
  • Quick-thinking problem-solving skills to recommend effective solutions.
  • Tech-savvy, with the ability to learn new software and systems.
  • A growth mindset, open to feedback and continuous improvement.

Work Location

  • Remote – Residents of AR, AZ, FL, GA, MO, NC, SC, TN, TX, UT, or VA. All states are subject to change.

Workspace Requirements

  • A private, quiet, and distraction-free space with no interruptions.
  • Fast, reliable internet with minimum speeds of 80 Mbps download and 8 Mbps upload.

Schedule

  • Time Zone: Eastern Time (ET)
  • Attendance: 100% required for the first 60 days.
  • Training: First 3 weeks, Monday-Friday, 8:30 AM to 5:00 PM ET
  • Work Schedule: 4 days on + 3 days off each week
  • Shift Options:
    • Monday - Thursday 12:00 PM to 11:00 PM ET
    • Tuesday - Friday 12:00 PM to 11:00 PM ET
    • Thursday - Sunday 8:30 AM to 7:30 PM ET
    • Saturday - Tuesday 8:30 AM to 7:30 PM ET

Compensation & Benefits

  • (Details regarding compensation and benefits are not provided in the original text.)

Skills

Customer Service
Negotiation
Sales
Verbal Communication
Written Communication
Problem-Solving
Tech-Savvy
Adaptability
Empathy
Persuasion

Mission Lane

Provides transparent credit solutions and education

About Mission Lane

Mission Lane LLC offers credit cards designed to help individuals build or rebuild their credit, particularly those with limited credit history or financial setbacks. Their products feature no hidden fees, no security deposits, and instant approval decisions, making them more accessible than traditional credit cards. The company stands out by providing free access to credit scores and educational resources, helping clients improve their creditworthiness. Mission Lane's goal is to promote responsible credit use by rewarding good financial behavior with higher credit limits over time.

Richmond, VirginiaHeadquarters
2018Year Founded
$687.8MTotal Funding
LATE_VCCompany Stage
Fintech, Financial ServicesIndustries
201-500Employees

Benefits

Full health, dental, and vision benefits
FSA
Paid parental leave
401k with company match
Generous PTO
Flexible work schedule

Risks

Increased competition from fintechs could erode Mission Lane's market share.
Economic downturns may lead to higher default rates, impacting profitability.
Rapid tech advancements require continuous updates, straining Mission Lane's resources.

Differentiation

Mission Lane offers credit cards with no hidden fees or security deposits.
Instant credit card application decisions reduce customer anxiety and waiting times.
Partnership with Plaid enhances access to over 7,000 financial apps and services.

Upsides

Recent $150 million investment supports aggressive expansion and product development.
Credit Builder Account offers unique value with no fees or interest for credit improvement.
Brandon Black's appointment as CEO brings strategic growth and operational excellence.

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