VP of Finance at Perpay

Philadelphia, Pennsylvania, United States

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Not SpecifiedCompensation

Expert & Leadership (9+ years)Experience Level

Full TimeJob Type

UnknownVisa

FintechIndustries

Requirements

Deep expertise in financial analysis, capital markets, and strategic growth initiatives
Extensive experience in financial strategy and capital markets
Proven track record in scaling high-growth companies
Exceptional analytical skills
Effective communication abilities
Capability to collaborate with diverse stakeholders
Leadership experience to foster a high-performing finance team
Onsite availability in Center City, Philadelphia (full-time)

Responsibilities

Develop and execute financial strategies to enhance profitability, boost revenue, reduce costs, increase customer lifetime value, and support growth objectives
Partner with the executive team to formulate and execute long-term financial plans
Lead efforts in capital markets to secure funding and manage investor relations
Provide financial analysis and reporting with critical insights and recommendations to drive strategic decision-making
Build and lead a high-performing finance team
Drive operational efficiency across financial processes

Skills

Key technologies and capabilities for this role

Financial AnalysisCapital MarketsInvestor RelationsFinancial StrategyFinancial ReportingStrategic Planning

Questions & Answers

Common questions about this position

What is the salary for the VP of Finance position?

This information is not specified in the job description.

Is this role remote or onsite?

The position is onsite in Center City.

What skills and experience are required for this role?

The role requires deep expertise in financial analysis, capital markets, and strategic growth initiatives, along with extensive experience in financial strategy, a proven track record in scaling high-growth companies, exceptional analytical skills, effective communication abilities, and the capability to collaborate with diverse stakeholders.

What is the company culture like at Perpay?

Perpay fosters a high-impact environment where leadership drives a high-performing finance team, operational efficiency, and collaboration with diverse stakeholders to support growth and strategic decision-making.

What makes a strong candidate for the VP of Finance role?

A strong candidate is a dynamic strategic leader with extensive experience in financial strategy, capital markets, scaling high-growth companies, exceptional analytical skills, effective communication, and the ability to lead teams and influence executive decision-making.

Perpay

Facilitates interest-free paycheck deduction payments

About Perpay

Perpay helps consumers make shopping more accessible and affordable by allowing them to purchase products through interest-free payments that are deducted directly from their paychecks. Users start by answering a few questions to determine their spending limit, which can range from $500 to $2,500. Once approved, they can shop immediately, with payments spread over a series of typically eight installments. This model is particularly useful for individuals who may not have access to traditional credit or who want to avoid high-interest rates. What sets Perpay apart from its competitors is its focus on interest-free payments and the simplicity of having payments deducted directly from paychecks, making the repayment process easier for users. The company's goal is to provide a hassle-free shopping experience that allows consumers to make significant purchases without incurring debt or interest.

Philadelphia, PennsylvaniaHeadquarters

2016Year Founded

$2.4MTotal Funding

ANGELCompany Stage

Fintech, Financial ServicesIndustries

51-200Employees

Benefits

Competitive salary + company equity

401k with company match

Medical / Dental / Vision insurance

Pre-tax Public Transportation benefit

Relocation assistance

Student loan company match

Gym subsidy with City Fitness

Cell phone plan

Paid parental leave

Unlimited PTO

Optional work from home (WFH) up to 4 weeks per year

Risks

Increased competition from fintech startups may erode Perpay's market share.

Regulatory scrutiny on income-based limits could raise compliance costs for Perpay.

Economic downturns may affect users' repayment ability, impacting Perpay's financial stability.

Differentiation

Perpay offers interest-free payments deducted directly from paychecks, simplifying user experience.

The company targets consumers avoiding traditional credit, providing a unique market position.

Perpay's model supports significant credit score increases, enhancing user financial health.

Upsides

Rising demand for flexible payment options boosts Perpay's interest-free installment model.

AI integration can refine Perpay's spending limit assessments, improving user experience.

Embedded finance trends offer Perpay expansion opportunities through e-commerce partnerships.

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